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(11-11-2022, 12:20 PM)talky Wrote: $280/** IS CORRECT
should be around there since the COY is 4% this time round.
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(11-11-2022, 11:49 AM)WhatDoYouThink! Wrote: wah got all $14,000 applied for. made only $280 so little
What do you think?
Get 4% ah?
Is get 4% p.a.
So 6 months is half
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(11-11-2022, 11:55 AM)Lukongsimi Wrote: Wow ..got to be careful so many applying now
Choose Competitive better
Don't follow people bid super low just cos kiaboh.
If too many kiaboh around who bid so low , the cut off will go down further , dunno until how low. Bid for at least minimum of what you would be satisfied with, preferably at least higher thar the highest FD rates out there.
(This post was last modified: 11-11-2022, 01:00 PM by
Ahnya.)
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(11-11-2022, 12:54 PM)Ahnya Wrote: Don't follow people bid super low just cos kiaboh.
If too many kiaboh around who bid so low , the cut off will go down further , dunno until how low.
O I see..😊
Do not talk to a fool for he will scorn the wisdom of your words
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(11-11-2022, 12:50 PM)Ahnya Wrote: What do you think?
Get 4% ah?
Is get 4% p.a.
So 6 months is half
aiya never mind lah. $280 can buy lots of dog food, chicken bird and fish feeds, enough for 3 months
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(11-11-2022, 12:56 PM)Lukongsimi Wrote: O I see..😊
See the edited version of my post. Got some advice re bidding
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(11-11-2022, 08:28 AM)Instinct Wrote: Where did you see this notification of your application?
Probably OCBC email
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(11-11-2022, 01:07 PM)Ahnya Wrote: See the edited version of my post. Got some advice re bidding
Thank you🤙
Do not talk to a fool for he will scorn the wisdom of your words
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(11-11-2022, 11:49 AM)WhatDoYouThink! Wrote: wah got all $14,000 applied for. made only $280 so little
cannot be $280. Bank will charge you a few dollars.
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(11-11-2022, 02:11 PM)drgn Wrote: cannot be $280. Bank will charge you a few dollars.
"You got the full allocation of 14k
You just need to pay 13,721.40
6 months later at maturity u will get back 14k"
$278.60 to be exact.
aiya only $1.40 change nvml
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(11-11-2022, 01:24 PM)Lukongsimi Wrote: Thank you🤙
But if cannot get, don't blame me hor.
This is for protection in case the kiabohs hit until % drops too low.
(This post was last modified: 11-11-2022, 02:37 PM by
Ahnya.)
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(11-11-2022, 11:31 AM)Ahnya Wrote: Be careful. Be very careful .
Next round there is a possibility that the % may be less than promo FD rate of some banks.
If you don't mind that, then can continue going NC.
Why I say so..?
The average yield of this issue is less than 3 %. That means that sooo many kiaboh people bid very low.
If this continues, plus add to that the many non competitive ones who suddenly realised that that's no guarantee of full allocation switching to low bids instead ....we may see a sizeable drop in %, even to lower than promo FD rates
Thanks will monitor
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(11-11-2022, 11:55 AM)Lukongsimi Wrote: Wow ..got to be careful so many applying now
Choose Competitive better
Of course use competitive. But you don't want to bid lower than SSB. In fact bid a bit higher than SSB but never use non competitive. Sekali kena dump shit yield. What's the point?
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