[[[ForeverAlone]]]

Been " Lock By Govt FOREVER CANNOT WITHDRAW ALL "

[limpeh394]

I believe ordinary and spec can be withdraw after 55 if u meet the min retirement sum

[sgbuffett]

Been " Lock By Govt FOREVER CANNOT WITHDRAW ALL "

Wow that's a lot one quarter of a million...

How you managed to accumulate such a massive  sum?

[mikotan]

Who say cannot withdraw? Surrender your citizenship, can draw your CPF $.

[sgh]

I believe ordinary and spec can be withdraw after 55 if u meet the min retirement sum

Correct and the minimum sum keep increasing. 192k in 2022 and I think should be 200k 2023. No way it remain the same or even get lesser only one wap UP

[Huliwang]

Been " Lock By Govt FOREVER CANNOT WITHDRAW ALL "

How come so little? How much you used to buy your flat? ....

[hansamu]

Been " Lock By Govt FOREVER CANNOT WITHDRAW ALL "

Can invest in stocks and shares.

[Lukongsimi]

Been " Lock By Govt FOREVER CANNOT WITHDRAW ALL "

Lock forever means
All in retirement n Medisave

[sgh]

Can invest in stocks and shares.

Still cannot withdraw if you sell or get dividends. Only way is to renounce citizenship and migrate to other countries

[[[ForeverAlone]]]

How come so little? How much you used to buy your flat? ....

I never top up my CPF already for years also never use to buy Flat.


I remember PM lee claim " if " you never use OA to buy flat got " interest " I don't know how " true " is it. He is not preferring SA.

[limpeh394]

after 55 would u withdraw the ordinary and put in FD (4 %) OR continue to put in Ordinary (2.5%)  ??

[Lukongsimi]

I never top up my CPF already for years also never use to buy Flat.


I remember PM lee claim " if " you never use OA to buy flat got " interest " I don't know how " true " is it. He is not preferring SA.

U can’t view your cpf account meh it’s all written there

[[[ForeverAlone]]]

U can’t view your cpf account meh it’s all written there

I just view the Overall amount they add OA+SA

[menghuii]

reach 55 cpf oa can withdraw
reach 65 get yr mthly life back
but medisave is the one that you shld fuzz abt
because u cant touch it till u see doctor
and every year u must meet the ceiling

[[[ForeverAlone]]]

reach 55 cpf oa can withdraw
reach 65 get yr mthly life back
but medisave is the one that you shld fuzz abt
because u cant touch it till u see doctor
and every year u must meet the ceiling

If i NOT mistaken got deduct 300+ from my OA I think transfer to Medisave

[Levin]

after 55 would u withdraw the ordinary and put in FD (4 %) OR continue to put in Ordinary (2.5%)  ??

At 55, the money will be moved to RA which is at 4% for this year.

[sgh]

reach 55 cpf oa can withdraw
reach 65 get yr mthly life back
but medisave is the one that you shld fuzz abt
because u cant touch it till u see doctor
and every year u must meet the ceiling

Medisave depend what illness also. When young I thought if I normal fever cough when I retire can use but I was corrected years later

[sgh]

after 55 would u withdraw the ordinary and put in FD (4 %) OR continue to put in Ordinary (2.5%)  ??

Assume RA settle then obviously take out and put FD at 4% vs 2.5% logical?

[[[ForeverAlone]]]

Medisave depend what illness also. When young I thought if I normal fever cough when I retire can use but I was corrected years later

I never opt in " that insurance " Who want to take that money,

in order to take " You are like half dead like that, means Whole day on the bed , cannot ownself pee or shit , bath "

Now they change the rules MUST OPT IN if you are going to be 30 years old , last time is 40 years old But can call NTUC to opt out this insurance deduction.

[sgh]

I never opt in " that insurance " Who want to take that money,

in order to take " You are like half dead like that, means Whole day on the bed , cannot ownself pee or shit , bath " 

Now they change the rules MUST OPT IN if you are going to be 30 years old , last time is 40 years old But can call NTUC to opt out this insurance deduction.

And there is a limit how much each year can take from Medisave. Once you claim over cannot must wait for next year. This is how the MIW abuse us pray we faster mati

[Alam]

Wow that's a lot one quarter of a million...

How you managed to accumulate such a massive  sum?

Jac got a million. What’s quarter of a million?

[limpeh394]

At 55, the money will be moved to RA which is at 4% for this year.

yes, but RA once hit the min, the rest would sit in OA with only 2.5%

[limpeh394]

Assume RA settle then obviously take out and put FD at 4% vs 2.5% logical?

could we put back to OA to enjoy 2.5% again after FD drop ?

[[[ForeverAlone]]]

could we put back to OA to enjoy 2.5% again after FD drop ?

So PM lee " never bluff rah ? " In one of the NDP rally , He claim " Those never use OA to buy HDB flat or property will have " extra ".

Because i never top up my CPF for years.

[Levin]

yes, but RA once hit the min, the rest would sit in OA with only 2.5%

Min? What min? You mean the Enhanced Retirement Sum of $298,200? Yes, can only transfer up to 298.2k to RA for 2023.

[limpeh394]

So PM lee " never bluff rah ? " In one of the NDP rally , He claim " Those never use OA to buy HDB flat or property will have " extra ".

Because i never top up my CPF for years.

since u never buy house and never INTEND to buy house, u shd have top up your SA from your OA to quickly build up your retirement nest. 
the 1.5% compound interest make a lot of difference wan.

[Huliwang]

I never top up my CPF already for years also never use to buy Flat.


I remember PM lee claim " if " you never use OA to buy flat got " interest " I don't know how " true " is it. He is not preferring SA.

How come you working in Singapore no need to top up CPF?  Looks like you evade paying income tax too.  .....

[[[ForeverAlone]]]

since u never buy house and never INTEND to buy house, u shd have top up your SA from your OA to quickly build up your retirement nest. 
the 1.5% compound interest make a lot of difference wan.

I don't bother partly " This Govt stuffs " they can change anything according to their " agenda " policy behind.
No doubt for every new regulations etc on CPF issue , they will discuss , debate in the Parliament later come Voting

also suck thumb what , end up Majority PAP vote yes since in the Parliament Almost all the seats are PAP.

[Blasterlord2]

This amount is OA only or OA+SA?

[Sticw]

Me half mil liao. Just a number, no feeling one lah. Maybe my son or wife will have some feeling towards the monies.. lol