SG Talk

ar 0.5% maturing in 2months

want to terminate and go for 2%

you say he silly or not

2500 forfeited

(02-08-2022, 02:44 PM)Talent Wrote: [ -> ]ar 0.5% maturing in 2months

want to terminate and go for 2%

you say he silly or not

2500 forfeited

got to see, if offer got a clsoing date?? If he sign for 2% before offer expire then he is smart. He still make 7.5K ... 2% of 500K is 10K.
he loss 2.5K only,

But now rate shd go higher from here, I would wait and see..

(02-08-2022, 02:44 PM)Talent Wrote: [ -> ]ar 0.5% maturing in 2months

want to terminate and go for 2%

you say he silly or not

2500 forfeited

If you have large fund, you can negotiate with the bank for higher rate…higher than the rate published.

(02-08-2022, 03:31 PM)lvlrsSTI Wrote: [ -> ]If you have large fund, you can negotiate with the bank for higher rate…higher than the rate published.

Haha wu ya bo ?!!!! 

(02-08-2022, 09:21 PM)cwc29 Wrote: [ -> ]Haha wu ya bo ?!!!! 

One can pang table asking for more but bank give or not give bank de tai Chee tio boh ?!! 

isn't it sure rate going up

but I think 2% for next 12 months is safe

even up is up to 2.5%

I locked in

how about you all

the bank advise him to wait for 2mths instead of terminate now

so think bank knows for sure rate going up

(02-08-2022, 09:37 PM)Talent Wrote: [ -> ]the bank advise him to wait for 2mths instead of terminate now

so think bank knows for sure rate going up

It depends on which bank, for local banks not much difference even / months later, offshore banks may lift interest rate by a few points.

(02-08-2022, 09:31 PM)cwc29 Wrote: [ -> ]One can pang table asking for more but bank give or not give bank de tai Chee tio boh ?!! 

In Spore, you pang  table at bank’s CEO office also no use, not negotiable lah.

(02-08-2022, 09:36 PM)Talent Wrote: [ -> ]isn't it sure rate going up

but I think 2% for next 12 months is safe

even up is  up to 2.5%

I locked in

how about you all

Sure, the rate will go up over next few months, banks will change their rates twice a month.

BOC changed 3 times within a month, now 12 month TD is 2.1%, 18 month FD is 2.25% and 24 month FD is 2.3%

(02-08-2022, 09:37 PM)Talent Wrote: [ -> ]the bank advise him to wait for 2mths instead of terminate now

so think bank knows for sure rate going up

Which banks offer 2% now ?!!!

(02-08-2022, 02:44 PM)Talent Wrote: [ -> ]ar 0.5% maturing in 2months

want to terminate and go for 2%

you say he silly or not

2500 forfeited

Which bank ma?!!! Mine 0.3% nia deposit 7 months Liao don’t mind to terminate 

(02-08-2022, 09:42 PM)cwc29 Wrote: [ -> ]Which banks offer 2% now ?!!!

BOC 2.1 -2.3% min deposit 5k
RHB 2.25%
CIMB 2.25%
UOB 2% for 15 months

(02-08-2022, 09:45 PM)cwc29 Wrote: [ -> ]Which bank ma?!!! Mine 0.3% nia deposit 7 months Liao don’t mind to terminate 

Upon termination you will still get some interest but lower rate…you’d better terminate now, 0.3% is miserable 

(02-08-2022, 09:42 PM)lvlrsSTI Wrote: [ -> ]Sure, the rate will go up over next few months, banks will change their rates twice a month.

BOC changed 3 times within a month, now 12 month TD is 2.1%, 18 month FD is 2.25% and 24 month FD is 2.3%

Ok noted tomorrow’s don’t call me not free go BoC look look see … see got others T&C bo ?!! If not move my $$$..  this IC bey C give me 0.3% nia for billion deposit.. puiiiiiiiiiiiiiiiiii 

(02-08-2022, 09:49 PM)cwc29 Wrote: [ -> ]Ok noted tomorrow’s don’t call me not free go BoC look look see … see got others T&C bo ?!! If not move my $$$..  this IC bey C give me 0.3% nia for billion deposit.. puiiiiiiiiiiiiiiiiii 

No condition, minimum 5k

(02-08-2022, 09:46 PM)lvlrsSTI Wrote: [ -> ]BOC 2.1 -2.3% min deposit 5k
RHB 2.25%
CIMB 2.25%
UOB 2% for 15 months

Which one better for trillions deposit ah or can Pang table asking for more ?!!! Gam sia sister 

(02-08-2022, 09:52 PM)cwc29 Wrote: [ -> ]Which one better for trillions deposit ah or can Pang table asking for more ?!!! Gam sia sister 

One from China, two from Msia and one local bank, you choose lah.

(02-08-2022, 09:49 PM)cwc29 Wrote: [ -> ]Ok noted tomorrow’s don’t call me not free go BoC look look see … see got others T&C bo ?!! If not move my $$$..  this IC bey C give me 0.3% nia for billion deposit.. puiiiiiiiiiiiiiiiiii 

How many months left? If only 2-3 months, dunt terminate, just wait first lah.

(02-08-2022, 09:57 PM)lvlrsSTI Wrote: [ -> ]How many months left? If only 2-3 months, dunt terminate, just wait first lah.

How about if 5 months left ?!! If Big amount wu wa BOH ?!!

(02-08-2022, 10:01 PM)cwc29 Wrote: [ -> ]How about if 5 months left ?!! If Big amount wu wa BOH ?!!

If you have billions deposit better dunt terminate, not worth lah. 

(02-08-2022, 10:03 PM)lvlrsSTI Wrote: [ -> ]If you have billions deposit better dunt terminate, not worth lah. 

0.3% deposit for 7 months Liao and 2.25% for another’s 5 month’s ler sister you see wu wa boh?!! 

(02-08-2022, 10:07 PM)cwc29 Wrote: [ -> ]0.3% deposit for 7 months Liao and 2.25% for another’s 5 month’s ler sister you see wu wa boh?!! 

Ok lah, can take out lah…you go check out at bank first tmr morning.

(02-08-2022, 10:11 PM)lvlrsSTI Wrote: [ -> ]Ok lah, can take out lah…you go check out at bank first tmr morning.

GamSia sister for your good lobang … tomorrow will go IC bey C pang table first if they not give me 2.25% I moved …, period 

(02-08-2022, 09:57 PM)lvlrsSTI Wrote: [ -> ]How many months left? If only 2-3 months, dunt terminate, just wait first lah.

Agree fully. 
Wait and take the impending interest first. 
Interest will remain high...

(02-08-2022, 09:36 PM)Talent Wrote: [ -> ]isn't it sure rate going up

but I think 2% for next 12 months is safe

even up is  up to 2.5%

I locked in

how about you all

No, i buy more crypto eth and ADA. I rather buy stock. I put only 20% cash.. not too much. Bank cannot make money.
If u want buy DBS better got more than 2% dividend and also stock can grow,,

The best other choice. Put in FD is a no no for me..

(03-08-2022, 03:04 AM)victortan Wrote: [ -> ]No, i buy more crypto eth and ADA. I rather buy stock. I put only 20% cash.. not too much. Bank cannot make money.
If u want buy DBS better got more than 2% dividend and also stock can grow,,

The best other choice. Put in FD is a no no for me..

Don’t driving old auntie + Lau uncle here to holland if want sell koyok can open your koyok threads like ah butt … we can yan jiu Yan jiu together thanks 

(03-08-2022, 03:04 AM)victortan Wrote: [ -> ]No, i buy more crypto eth and ADA. I rather buy stock. I put only 20% cash.. not too much. Bank cannot make money.
If u want buy DBS better got more than 2% dividend and also stock can grow,,

The best other choice. Put in FD is a no no for me..

I buy stocks that give yield of more than 3%.

(02-08-2022, 02:44 PM)Talent Wrote: [ -> ]ar 0.5% maturing in 2months

want to terminate and go for 2%

you say he silly or not

2500 forfeited

Ya v silly
Too Kang Cheong to jump boat.