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should I wait or just settle for 3.55% 10mth
what other option

how to buy treasuries
what are the risk
Buy shares
(06-04-2023, 05:46 PM)Talent Wrote: [ -> ]should I wait or just settle for 3.55% 10mth

Got 3.9% 12mths. Just grab
Can do online placement. No need to queue.
I like May bank. Always give interest in advance.


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SCB Esaver acct 3.8% no lock in period.

Better go to SCB bank counter if first time opening Esaver account.

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https://www.sc.com/sg/save/savings-accou...state=IB04&subChanCode=IB04&cid=sem-GOOGLE-58700007909231511-p71892182293-71700000097343724-na-sg-en&gclid=Cj0KCQjw27mhBhC9ARIsAIFsETFkkoQUIXM2u8amYQt3sS0H_HrXn2s3sBXa1VIPBQ6zBxWP-7ewDSYaAhzEEALw_wcB&gclsrc=aw.ds
(06-04-2023, 05:56 PM)RiseofAsia Wrote: [ -> ]https://www.maybank2u.com.sg/en/promotio...posit.page

Got condition if want the 3.9%. I only have iSavvy leh. And they tie down 1K to put 10K minimum 20K means you need to tie down 2K in some lousy interest savings,current account. Dunno that 2K can withdraw out after you place the FD hmmm
(06-04-2023, 06:05 PM)sgh Wrote: [ -> ]Got condition if want the 3.9%. I only have iSavvy leh. And they tie down 1K to put 10K minimum 20K means you need to tie down 2K in some lousy interest savings,current account. Dunno that 2K can withdraw out after you place the FD hmmm

That was the old one lah.
New placement never requests me leh.
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UOB TD promotion no more?
(06-04-2023, 06:57 PM)lvlrsSTI Wrote: [ -> ]UOB TD promotion no more?

How many percent interest..................? Big Grin
(06-04-2023, 07:04 PM)debono Wrote: [ -> ]How many percent interest..................? Big Grin

Only 3.55%, no good
Malayu bank cannot trust
the dice loaded
Banks reserves will go up
meaning u should grab now.
How come I feel that TS is more like demanding for answers than asking them?
I lock my spare cash when CIMB offer 4.2 and GoSavers 4.23 and BOC and ICBC 3.9 to 4.1 Now wait for T-bill and then mature first.

3.9 RHB also offering not only Maybank
(06-04-2023, 08:39 PM)sgh Wrote: [ -> ]I lock my spare cash when CIMB offer 4.2 and GoSavers 4.23 and BOC and ICBC 3.9 to 4.1 Now wait for T-bill and then mature first.

3.9 RHB also offering not only Maybank

Can put any bank but not DBS… Rotfl
(06-04-2023, 07:33 PM)Talent Wrote: [ -> ]Malayu bank cannot trust

I already placed for decade. Rotfl
(06-04-2023, 10:20 PM)RiseofAsia Wrote: [ -> ]Can put any bank but not DBS… Rotfl

No wonder the shares in DBS is moving south.................. Big Grin
(06-04-2023, 10:24 PM)debono Wrote: [ -> ]No wonder the shares in DBS is moving south.................. Big Grin

I already cleared out all my funds out of DBS. I don’t accept his apology.
(06-04-2023, 10:25 PM)RiseofAsia Wrote: [ -> ]I already cleared out all my funds out of DBS. I don’t accept his apology.
 I already trf my fund out of DBS to UOB 2 years ago.  Too many scams from DBS.  Ever since I trf my funds out of DBS, no more 
scams from them.  Also, too frequent outages and disruptions.
(06-04-2023, 05:55 PM)RiseofAsia Wrote: [ -> ]Got 3.9% 12mths. Just grab
Can do online placement. No need to queue.
I like May bank. Always give interest in advance.


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No more interest in advance
me all in bought gold bar, better return.
Local banks flushed with deposits, don't expect them to raise FD rates.
(07-04-2023, 07:26 AM)dynamite Wrote: [ -> ]No more interest in advance

Got lah. I already taken the advance interest.


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(07-04-2023, 08:49 AM)RiseofAsia Wrote: [ -> ]Got lah. I already taken the advance interest.


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I deposit at counter. Staff say no advance for me.
today banks open or not