Integrated Shield Plans will no longer offer
#1

Integrated Shield Plans will no longer offer ‘as charged’ cancer coverage from April 1
https://www.straitstimes.com/singapore/i...om-april-1
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#2

Why keep changing and increasing the the premium payout yet reducing the coverage?
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#3

(27-03-2023, 01:27 PM)lvlrsSTI Wrote:  Why keep changing and increasing the the premium payout yet reducing the coverage?

Already got a lot say

https://www.facebook.com/TheStraitsTimes...Ll?__cft__
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#4

Dunt tell us next year reduce to 3 times of MediShield Life. Like that all the private insurance companies can scrap cancer coverage already.
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#5

(27-03-2023, 01:30 PM)[[ForeverAlone]] Wrote:  Already got a lot say

https://www.facebook.com/TheStraitsTimes...Ll?__cft__

This is shameless, insurance companies only want to make profits from people yet avoid paying good coverage for cancer….they should reduce the premiums since the coverage is getting lower now.
[+] 1 user Likes lvlrsSTI's post
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#6

(27-03-2023, 01:31 PM)lvlrsSTI Wrote:  Dunt tell us next year reduce to 3 times of MediShield Life. Like that all the private insurance companies can scrap cancer coverage already.

I don't know. I never buy any health insurance policy but I do buy insurance company saving policy.
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#7

(27-03-2023, 01:33 PM)[[ForeverAlone]] Wrote:  I don't know. I never buy any health insurance policy but I do buy insurance company saving policy.

How could they keep adjusting the coverage each year? Are they scared too many people kena cancer or what? By right once people purchase the plans, they can’t alter the Ts & Cs.
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#8

(27-03-2023, 01:36 PM)lvlrsSTI Wrote:  How could they keep adjusting the coverage each year? Are they scared too many people kena cancer or what? By right once people purchase the plans, they can’t alter the Ts & Cs.

In fact in future a lot will have cancer.
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#9

Cancer treatments and Cancer drugs are too expensive.
Only if they have good doctors who don't charge much. Don't keep calling people to have more checkups with more appointments and with exorbitant fees. Covid periods also spent a lot of money.
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#10

Time to vote them out 🤔
[+] 1 user Likes Alice Alicia's post
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#11

(27-03-2023, 01:33 PM)[[ForeverAlone]] Wrote:  I don't know. I never buy any health insurance policy but I do buy insurance company saving policy.

You should buy health insurance instead of Life insurance…health is more important than wealth.
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#12

They're slowly taking things away from u, so that you'll not notice or protest too much about the change. Just like how they make flat size smaller and smaller. Before u know it, our flats are the same size as those of hk's.
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#13

(27-03-2023, 02:11 PM)lvlrsSTI Wrote:  You should buy health insurance instead of Life insurance…health is more important than wealth.

honestly speaking Death is something you can't avoid. When getting old , the most ideal is You Still can walk which is More important next is Your mind still clear.

come illness , Cancer this thing even you go Chemo also just " prolong a few months to stay a live " Most cancer patient after that usually eventually will RIP.

Like one of my relative, he never smoke, never eat unhealthy , exercise regularly also don't know why got stomach cancer.
So happen go Chemo , after 5 years eventually RIP .
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#14

There is one female doc , got cancer. She is a doc eventually must be knowing doing chemo is no use.

Before she RIP, and after she got cancer. She plan all the necessary things to settle and RIP.

This got report on news before if you happen read before.
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#15

(27-03-2023, 02:14 PM)[[ForeverAlone]] Wrote:  honestly speaking Death is something you can't avoid. When getting old , the most ideal is You Still can walk which is More important next is Your mind still clear.

come illness , Cancer this thing even you go Chemo also just " prolong a few months to stay a live " Most cancer patient after that usually eventually will RIP.

Like one of my relative, he never smoke, never eat unhealthy , exercise regularly also don't know why got stomach cancer.
So happen go Chemo , after 5 years eventually RIP .

Yes, everyone will die at old age, but if you dunt take care of your health and dunt have a health insurance, you might die young or have no money to cover treatment cost that keeps going up year after year. Many people in their 40s already suffer from a lot of health problems, some unfortunately pass away before 50.
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#16

(27-03-2023, 02:31 PM)lvlrsSTI Wrote:  Yes, everyone will die at old age, but if you dunt take care of your health and dunt have a health insurance, you might die young or have no money to cover treatment cost that keeps going up year after year. Many people in their 40s already suffer from a lot of health problems, some unfortunately pass away before 50.

You opt in Health insurance? You also need to pay. End of the day NOTHING IS FREE

You got how much as " Normal , common folks so call average earners " also will squeeze left and right.


Actually Govt Do provide Financial aid for those needy ones BUT of course got terms and conditions , will check your income status etc.
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#17

(27-03-2023, 02:31 PM)lvlrsSTI Wrote:  Yes, everyone will die at old age, but if you dunt take care of your health and dunt have a health insurance, you might die young or have no money to cover treatment cost that keeps going up year after year. Many people in their 40s already suffer from a lot of health problems, some unfortunately pass away before 50.

This is possible, but not the  majority...................but should buy health insurance in case some serious illness comes up....................... Big Grin
[+] 1 user Likes debono's post
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#18

(27-03-2023, 02:36 PM)[[ForeverAlone]] Wrote:  You opt in Health insurance? You also need to pay. End of the day NOTHING IS FREE

You got how much as " Normal , common folks so call average earners " also will squeeze left and right.


Actually Govt Do provide Financial aid for those needy ones BUT of course got terms and conditions , will check your income status etc.

How can it be free? We are not a socialist country…take it as a long term investment, you have a stable job with good salary from your beloved uncle, you only have to pay 1-2k per year.
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#19

(27-03-2023, 02:41 PM)lvlrsSTI Wrote:  How can it be free? We are not a socialist country…take it as a long term investment, you have a stable job with good salary from your beloved uncle, you only have to pay 1-2k per year.


[Image: 337682885-203993032274869-1516571730502199083-n.jpg]
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#20

(27-03-2023, 02:39 PM)debono Wrote:  This is possible, but not the  majority...................but should buy health insurance in case some serious illness comes up....................... Big Grin

Yes, I bought but soon after the insurance company increased premium then garment policy change
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#21

(27-03-2023, 02:42 PM)[[ForeverAlone]] Wrote:  [Image: 337682885-203993032274869-1516571730502199083-n.jpg]

Many people in the past never bought health insurance and now is too late to buy at age of 70 or 80. The early you buy the cheaper.
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#22

(27-03-2023, 02:44 PM)lvlrsSTI Wrote:  Many people in the past never bought health insurance and now is too late to buy at age of 70 or 80. The early you buy the cheaper.

Smile now i just cross finger my insurance saving policy can withdraw out smooth with all the profits.
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#23

(27-03-2023, 02:47 PM)[[ForeverAlone]] Wrote:  Smile now i just cross finger my insurance saving policy can withdraw out smooth with all the profits.

Even if you win Toto top prize if you kena late stage cancer, you have no chance to spend that money
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#24

(27-03-2023, 02:48 PM)lvlrsSTI Wrote:  Even if you win Toto top prize if you kena late stage cancer, you have no chance to spend that money

why cannot spend? As long you still alive haven't RIP yet despite knowing you got late stage cancer as long you still got strength to walk and mind is clear.

or do something Meaning ful , donate 90percent of it to charity and the rest just spend like crazy till your last min rip.
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#25

(27-03-2023, 01:36 PM)lvlrsSTI Wrote:  How could they keep adjusting the coverage each year? Are they scared too many people kena cancer or what? By right once people purchase the plans, they can’t alter the Ts & Cs.

It's MOH instigate these insurance companies, isn't this so clear and obvious?
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#26

(27-03-2023, 02:51 PM)[[ForeverAlone]] Wrote:  why cannot spend? As long you still alive haven't RIP yet despite knowing you got late stage cancer as long you still got strength to walk and mind is clear.

or do something Meaning ful , donate 90percent of it to charity and the rest just spend like crazy till your last min rip.

You talk like a champion
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#27

(27-03-2023, 03:00 PM)Sentinel Wrote:  You talk like a champion

actually spend Money is EASY , within One day you can spend 10k is easy But come earn money is not. of course some one day easily pocket 10k but that is just those 1 percent out there.
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