[Bigbluedot]

just out : latest t bill Cut-off Yield 3.05% p.a. @ 2 jan 2025

[Gemstar]

Very attractive rates better than banks fixed deposit rates.

[p1acebo]

Huatey Huatey

[talky]

Huatey Huatey

CIMB AT 3.2%
 GXS AT 3.18%
BOTH ANYTIME CAN WITHDRAW

[p1acebo]

CIMB AT 3.2%
 GXS AT 3.18%
BOTH ANYTIME CAN WITHDRAW

CIMB the 3.2% rate is only for 3 months and worse, the 3.2% is only applicable on the incremental balance @ end December 2024.

Definitely not worth it for me since my funds are already in this bank.

GXS also got conditions huan.  You only get 3.18% if you fulfill their tenure ie base interest plus maturity bonus interest than you get 3.18%.  

Otherwise I think is just 2.68%

[Gemstar]

CIMB AT 3.2%
 GXS AT 3.18%
BOTH ANYTIME CAN WITHDRAW

I don't trust these 2 institutions. My Frd put fixed deposit at CIMB and forgot abt maturity date. They roiled over for him at normal saving rates without informing him.

[talky]

I don't trust these 2 institutions. My Frd put fixed deposit at CIMB and forgot abt maturity date. They roiled over for him at normal saving rates without informing him.

the above schme are not fd.
bank was wrong to rolled over if u had not opted for it.
anyway sld mark in yr calendaer expiry dates 1 or 2 days in adv to pre inf yrslf

[Gemstar]

the above schme are not fd.
bank was wrong to rolled over if u had not opted for it.
anyway sld mark in yr calendaer expiry dates 1 or 2 days in adv to pre inf yrslf

CIMB is very unethical to roll over from fixed deposit to saving acct without customer knowledge. This is bad customer service. My Bk of China pre-informed me to roll over my fixed deposit via a sms msg.

[talky]

CIMB is very unethical to roll over from fixed deposit to saving acct without customer knowledge. This is bad customer service. My Bk of China pre-informed me to roll over my fixed deposit via a sms msg.

only recourse is to punish cimb avoid dealing w this bank
complaint to mas also no use small matter n is not a cheating case.

[p1acebo]

CIMB is very unethical to roll over from fixed deposit to saving acct without customer knowledge. This is bad customer service. My Bk of China pre-informed me to roll over my fixed deposit via a sms msg.

Another one that pulls the same stunt is Maybank. Msian banks ptui. 

On the other hand, ICBC rolls over with the existing best promotion board rate.

[Lukongsimi]

Another one that pulls the same stunt is Maybank. Msian banks ptui. 

On the other hand, ICBC rolls over with the existing best promotion board rate.

Most banks just roll over to board rate if u didn’t opt for withdrawal upon maturity to bank acc lah 
Can cancelled online lah.

[talky]

CIMB the 3.2% rate is only for 3 months and worse, the 3.2% is only applicable on the incremental balance @ end December 2024.

Definitely not worth it for me since my funds are already in this bank.

GXS also got conditions huan.  You only get 3.18% if you fulfill their tenure ie base interest plus maturity bonus interest than you get 3.18%.  

Otherwise I think is just 2.68%

for cimb even if u withdraw the top up amt midway b4 the 3 mths period  u still can get the bonus interest pro rata

[p1acebo]

for cimb even if u withdraw the top up amt midway b4 the 3 mths period  u still can get the bonus interest pro rata

The 3.2% only on the incremental balance based on @ Dec 2024 is a definite disincentive, at least for me.

[p1acebo]

Most banks just roll over to board rate if u didn’t opt for withdrawal upon maturity to bank acc lah 
Can cancelled online lah.

Not for ICBC though, and probably other Chinese banks here.

[Alice Alicia]

Meanwhile interactive brokers is paying 3.83%pa for any unused cash balance in my account. And they pay monthly.

[Gemstar]

only recourse is to punish cimb avoid dealing w this bank
complaint to mas also no use small matter n is not a cheating case.

MAS have all the while lapse in their roles in regulating so many concerns in financial arena. They lacked responsibility in punishing banks for so many scams on customers acct. Ended up, we hv to protect ourselves.

[p1acebo]

MAS have all the while lapse in their roles in regulating so many concerns in financial arena. They lacked responsibility in punishing banks for so many scams on customers acct. Ended up, we hv to protect ourselves.

MAS is always behind the curve.  Useless buggers hiding behind huge obscene salaries 

[Gemstar]

MAS is always behind the curve.  Useless buggers hiding behind huge obscene salaries 

Yet, hv in mind to call ourself world top financial center and a first world country.  Wait long long.  Really CMI.

[victortan]

All these cannot beat inflation. 

Best is invest in stock n bit coin n cryptocurrency.

[p1acebo]

All these cannot beat inflation. 

Best is invest in stock n bit coin n cryptocurrency.

Stocks can dabble some.  But Crypto can die kork standing gao gao 

[Lukongsimi]

Hope go up to 4%