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Lack of maintenance
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Insurance pay until siao. So many expensive cars.
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When a car is trapped in flood water like this, it is important not to attempt to start it unlike what some car owners were trying to do in the video. Instead, have a tow truck bring the car to a workshop and it may be salvageable.
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In the first place, dun buy one at low ground, fs no gd. If buying resale, check that the mc is doing gd jobs, maintenance of the estate, amount of sinking fund available, expenditures and etc
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As car owners, the onus is on you to check when the last time the basement sump pumps were serviced. It's important but most ppl dun know or dun care. So when there's a sudden heavy downpour, the basement carpark may be flooded
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In Spore can buy car means rich. Flood good can claim insurance. If insurance no pay then ownself swallow. But even if insurance pay the next year premium surely jump up. Then need switch insurer. My uncle who used to drive car in Spore told me. His final advice in Spore don't drive car unless you really got a lot of cash to settle emergency like this case for example.