High Yield Account Lobang Thread
#1

In lieu of more increasing rate environment create this lobang thread.

RHB
https://rhbgroup.com.sg/rhb/personal/CASA-Promotion
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#2

Standard Chartered
https://www.sc.com/sg/save/savings-accounts/esaver/
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#3

Maybank
https://www.maybank2u.com.sg/en/promotio...savvy.page
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#4

CIMB
https://www.cimb.com.sg/en/personal/help...rates.html
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#5

Sing Investment & Finance (not a bank but a finance company in Spore for many years)
https://www.sif.com.sg/gosavers-account/
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#6

For Nov 2022 seems RHB is the best if you can accept the 3% bonus which will be credited up to 90 working days after the month end. I still have not get my bonus for monies I placed in Sep till this day!!!

Else I think CIMB FastSaver and Sing Investment GoSavers are next best. And depend on your reference month ADB Standard Chartered eSaver or Maybank iSavvy can be considered

Readers can share others like BOC ICBC Hong Leong bank etc focusing on high yield account with preference no need do so many pattern like credit salary,invest,buy insurance,spend cc then can get that interest
[+] 1 user Likes sgh's post
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#7

(03-11-2022, 11:16 PM)sgh Wrote:  For Nov 2022 seems RHB is the best if you can accept the 3% bonus which will be credited up to 90 working days after the month end. I still have not get my bonus for monies I placed in Sep till this day!!!

Else I think CIMB FastSaver and Sing Investment GoSavers are next best. And depend on your reference month ADB Standard Chartered eSaver or Maybank iSavvy can be considered

Readers can share others like BOC ICBC Hong Leong bank etc focusing on high yield account with preference no need do so many pattern like credit salary,invest,buy insurance,spend cc then can get that interest

I have received the RHB bonus interest for Sep 2022 Funds.
3% exactly.
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#8

(04-11-2022, 10:47 AM)item2sell Wrote:  I have received the RHB bonus interest for Sep 2022 Funds.
3% exactly.

I check mine just now it is in. I guess they process by batches so see your luck you in front or behind
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#9

Lobang of the week (IMHO)

1. RHB High Yield Account but this is assuming your Oct ADB is very low or 0 else the Nov 3% bonus very low. Also bonus is credited very late TnC say up to 90 working days. Past Sep 2022 experience is one month later then get. Base interest is also low first 50k 1.2% but this one get very fast end or first day next month can get. Key for this option is that bonus 3%

2. CIMB FastSaver full 75K across the 3 tiers 2.5%

3. Sing Investment GoSaver first 100K 2.5%, next 150K 3%

4. Trust savings account if member can get up to 2.5% for first 75K else is 2% but need do 5 transactions so troublesome

So if option 1 is out, between Option 2 and 3 I think Option 3 is much better becuz as long as in the 100k first tier can get compared to CIMB
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#10

Readers who participated in Maybank iSavvy promotion today bonus 2.1% credit in for monies put in Oct 2022. TnC say up to 10 days so it seems on the 5th day they credit. Their promotion run from Oct 2022 to Jan 2023
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#11

2022 Dec SC eSaver 3.8%. Incremental balance compared to Nov 2022 average daily balance

https://www.sc.com/sg/save/savings-accounts/esaver-account/?adobe_mc_sdid=SDID%3D4451EA947AD58809-3B056E043C5D862E%7CMCORGID%3D625107C0600168480A495FE2%40AdobeOrg%7CTS%3D1669813033&adobe_mc_ref=https%3A%2F%2Fwww.google.com%2F
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#12

RHB extend their promotion but theirs is always current month reference to previous month so to maximise the bonus interest always can only get alternate month unless you have more than one account

https://rhbgroup.com.sg/rhb/personal/CASA-Promotion
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