1. SG Talk
  2. SG Talk
  3. Market Talk



Threaded Mode
Nowadays like fixed deposit rates dun go up liao?
sogo

Guru
Reputation: 16
*****

 Posts: 1,395     Threads: 82     
Likes Received: 317 in 300 posts
Likes Given: 65
#1

26-12-2022, 09:22 PM
Plus fed fund rate hikes also no impact on local rates. So fixed deposit promo might be ending? Must put now or not?
Find
Reply
sgh

Supreme Guru
Reputation: 69
*******

 Posts: 7,749     Threads: 37     
Likes Received: 1,960 in 1,835 posts
Likes Given: 568
#2

26-12-2022, 09:26 PM
(26-12-2022, 09:22 PM)sogo Wrote:  Plus fed fund rate hikes also no impact on local rates. So fixed deposit promo might be ending? Must put now or not?

Hold on wait for New Year or Chinese New Year promotion if still don't have then start to lock on. Now can lock some with CIMB FD
Find
Reply
sogo

Guru
Reputation: 16
*****

 Posts: 1,395     Threads: 82     
Likes Received: 317 in 300 posts
Likes Given: 65
#3

26-12-2022, 09:34 PM
(26-12-2022, 09:26 PM)sgh Wrote:  Hold on wait for New Year or Chinese New Year promotion if still don't have then start to lock on. Now can lock some with CIMB FD

U mean cimb 4.15% can put abit first?
Find
Reply
sgh

Supreme Guru
Reputation: 69
*******

 Posts: 7,749     Threads: 37     
Likes Received: 1,960 in 1,835 posts
Likes Given: 568
#4

26-12-2022, 09:35 PM
(26-12-2022, 09:34 PM)sogo Wrote:  U mean cimb 4.15% can put abit first?

For me yes Iocked in some since 1 Dec 2022
Find
Reply
sogo

Guru
Reputation: 16
*****

 Posts: 1,395     Threads: 82     
Likes Received: 317 in 300 posts
Likes Given: 65
#5

26-12-2022, 09:44 PM
(26-12-2022, 09:35 PM)sgh Wrote:  For me yes Iocked in some since 1 Dec 2022



But since it is just few days from Jan. Should just wait?
Find
Reply
sgh

Supreme Guru
Reputation: 69
*******

 Posts: 7,749     Threads: 37     
Likes Received: 1,960 in 1,835 posts
Likes Given: 568
#6

26-12-2022, 09:46 PM
(26-12-2022, 09:44 PM)sogo Wrote:  But since it is just few days from Jan. Should just wait?

Dunno leh is your monies. My strategy is now lock some to CIMB FD. Then I wait if got new year or CNY promotion if don't have I see available FD and decide which bank to lock on
Find
Reply
RiseofAsia

Supreme Guru
Reputation: 230
*******

 Posts: 17,964     Threads: 2,073     
Likes Received: 4,804 in 4,072 posts
Likes Given: 721
#7

26-12-2022, 09:50 PM
Next fed meeting still 4 weeks ago. They can take own sweet time lah. Yesterday I just placed some fixed deposit. Rotfl
The last 4% fixed deposit was donkey years ago.

US fed inflation still 7%
Biden targets 2%
Trump targets 1%
Guess how much rate to rise.
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
(This post was last modified: 26-12-2022, 09:52 PM by RiseofAsia.)
Find
Reply
sogo

Guru
Reputation: 16
*****

 Posts: 1,395     Threads: 82     
Likes Received: 317 in 300 posts
Likes Given: 65
#8

26-12-2022, 09:53 PM
(26-12-2022, 09:50 PM)RiseofAsia Wrote:  Next fed meeting still 4 weeks ago. They can take own sweet time lah. Yesterday I just placed some fixed deposit. Rotfl
The last 4% fixed deposit was donkey years ago.

US fed inflation still 7%
Biden targets 2%
Trump targets 1%
Guess how much rate to rise.



No leh. Dec Powell up 0.5% until now local banks still never hike
Find
Reply
sogo

Guru
Reputation: 16
*****

 Posts: 1,395     Threads: 82     
Likes Received: 317 in 300 posts
Likes Given: 65
#9

26-12-2022, 09:53 PM
(26-12-2022, 09:46 PM)sgh Wrote:  Dunno leh is your monies. My strategy is now lock some to CIMB FD. Then I wait if got new year or CNY promotion if don't have I see available FD and decide which bank to lock on

I think wait until Jan liao.
Find
Reply
RiseofAsia

Supreme Guru
Reputation: 230
*******

 Posts: 17,964     Threads: 2,073     
Likes Received: 4,804 in 4,072 posts
Likes Given: 721
#10

26-12-2022, 09:55 PM
(26-12-2022, 09:53 PM)sogo Wrote:  No leh. Dec Powell up 0.5% until now local banks still never hike

Rate hike not instant rise for Sg lah. Rotfl
Nobody can fight against Fed.
It is a suicidal move to fight against Fed.
Provided the country has very solid reserve.
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
(This post was last modified: 26-12-2022, 09:56 PM by RiseofAsia.)
Find
Reply
RiseofAsia

Supreme Guru
Reputation: 230
*******

 Posts: 17,964     Threads: 2,073     
Likes Received: 4,804 in 4,072 posts
Likes Given: 721
#11

26-12-2022, 09:59 PM
Best fixed deposit with no lock in.
Mah Tu Liao….


[Image: AB42-DB6-C-DFD8-4-C14-86-E7-47062-DFC0369.jpg]
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
(This post was last modified: 26-12-2022, 10:00 PM by RiseofAsia.)
Find
Reply
RiseofAsia

Supreme Guru
Reputation: 230
*******

 Posts: 17,964     Threads: 2,073     
Likes Received: 4,804 in 4,072 posts
Likes Given: 721
#12

26-12-2022, 10:08 PM
[Image: 4-D54-FFDC-DC45-426-B-BF82-051208-AF82-E4.png]
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
Find
Reply
sogo

Guru
Reputation: 16
*****

 Posts: 1,395     Threads: 82     
Likes Received: 317 in 300 posts
Likes Given: 65
#13

26-12-2022, 10:10 PM
(26-12-2022, 09:55 PM)RiseofAsia Wrote:  Rate hike not instant rise for Sg lah. Rotfl
Nobody can fight against Fed.
It is a suicidal move to fight against Fed.
Provided the country has very solid reserve.



Recently u see sora 3 m stopped rising.
Find
Reply
8ighty8

Senior Member
Reputation: 15
****

 Posts: 563     Threads: 3     
Likes Received: 224 in 212 posts
Likes Given: 186
#14

26-12-2022, 10:12 PM
Thing go up must come down.
Find
Reply
Talent

Senior Guru
Reputation: 98
******

 Posts: 2,952     Threads: 504     
Likes Received: 570 in 457 posts
Likes Given: 69
#15

26-12-2022, 10:18 PM
told u all
no more means no more

wait 1 more yr ...down hill
Find
Reply
RiseofAsia

Supreme Guru
Reputation: 230
*******

 Posts: 17,964     Threads: 2,073     
Likes Received: 4,804 in 4,072 posts
Likes Given: 721
#16

26-12-2022, 10:19 PM
(26-12-2022, 10:10 PM)sogo Wrote:  Recently u see sora 3 m stopped rising.

https://www.reuters.com/markets/us/us-co...022-12-23/
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
(This post was last modified: 26-12-2022, 10:19 PM by RiseofAsia.)
Find
Reply
RiseofAsia

Supreme Guru
Reputation: 230
*******

 Posts: 17,964     Threads: 2,073     
Likes Received: 4,804 in 4,072 posts
Likes Given: 721
#17

26-12-2022, 10:21 PM
(26-12-2022, 10:12 PM)8ighty8 Wrote:  Thing go up must come down.

Now it is the reverse lah… Rotfl
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
Find
Reply
Bigbluedot

Guru
Reputation: 27
*****

 Posts: 1,718     Threads: 127     
Likes Received: 406 in 343 posts
Likes Given: 31
#18

26-12-2022, 10:27 PM
T bill > 4%.
Jan got two 6 months @nd one 1 year.
Find
Reply
sgh

Supreme Guru
Reputation: 69
*******

 Posts: 7,749     Threads: 37     
Likes Received: 1,960 in 1,835 posts
Likes Given: 568
#19

26-12-2022, 10:33 PM
(26-12-2022, 09:59 PM)RiseofAsia Wrote:  Best fixed deposit with no lock in.
Mah Tu Liao….


[Image: AB42-DB6-C-DFD8-4-C14-86-E7-47062-DFC0369.jpg]

This I also have but theirs is not like 1 year that rate unlike FD. Theirs is give a few months then see got or not so uncertainty is there compared to FD locked on
Find
Reply
debono

Supreme Guru
Reputation: 231
*******

 Posts: 20,086     Threads: 546     
Likes Received: 4,654 in 4,147 posts
Likes Given: 479
#20

26-12-2022, 10:41 PM
(26-12-2022, 10:12 PM)8ighty8 Wrote:  Thing go up must come down.

Ministers salary goes up but don't come down.............. Clapping
Find
Reply
« Next Oldest | Next Newest »


Forum Jump:


Users browsing this thread: 1 Guest(s)