[hansamu]

First 3 years at 2.6%....10 years average 2.99.
Some banks paying much higher than 2.6%....and can expect further upward movements. 

Better off to place in FD for this round. 

Any one subscribed?

[winbig]

Average return is 2.75%. looks like getting lower.

[Tangsen]

First 3 years at 2.6%....10 years average 2.99.
Some banks paying much higher than 2.6%....and can expect further upward movements. 

Better off to place in FD for this round. 

Any one subscribed?

Yes …. but unlikely get full allotment.
Anyway, I need to redeem my previous SSB  …. hitting limit soon

[hansamu]

Average return is 2.75%. looks like getting lower.

This round not worth subscribing given current and impending higher rates elsewhere.

[RiseofAsia]

Dont waste time on Sg Sai Bond.
The Fed will raise rate vigoriously till Mar 22.
Even US 10 year bond is now giving 3.8% yield.

Good Bond yield and USD still strengthening some more…. Double Bonus…

[RiseofAsia]

[Ahnya]

Dont waste time on Sg Sai Bond.
The Fed will raise rate vigoriously till Mar 22.
Even US 10 year bond is now giving 3.8% yield.

Good Bond yield and USD still strengthening some more…. Double Bonus…

How to buy?

[RiseofAsia]

How to buy?

https://youtu.be/tX_PR6UVQQ4

[Ahnya]

https://youtu.be/tX_PR6UVQQ4

What tax number ? The W8 ah ? Got number?
And driving licence? Got no driving licence how ?
Can buy through IB or not? I have IB  , don't have moo moo.

[Gemstar]

Dont waste time on Sg Sai Bond.
The Fed will raise rate vigoriously till Mar 22.
Even US 10 year bond is now giving 3.8% yield.

Good Bond yield and USD still strengthening some more…. Double Bonus…

Good luck to you. Buy more and get more freebies. In the end, you might lose everything.

[Lukongsimi]

Can redeem n reapply why not?

[hansamu]

Can redeem n reapply why not?

In/out $4....FDs completely free of charge.

[Tangsen]

Can redeem n reapply why not?

Thats what I did for my 2% SSB. … redeem and buy the 3% lor …. but 3% bery hot cake only kenna 9000 …. the last round I got 13000

[Tangsen]

In/out $4....FDs completely free of charge.

FD not principle protect …. SSB yes

[Lukongsimi]

Thats what I did for my 2% SSB. … redeem and buy the 3% lor …. but 3% bery hot cake only kenna 9000 …. the last round I got 13000

now they give limit and have to reapply several times'
one thing good is they are guarantee by the govt up to $200k
banks only $75k

[Lukongsimi]

In/out $4....FDs completely free of charge.

free of charge if fd  matures
other than that kena penalty if withdraw unmaturely

[hansamu]

free of charge if fd  matures
other than that kena penalty if withdraw unmaturely

Not necessarily...most banks pay pro rated board rate interest for completed 3,6, 9 months for pre mature withdrawals. 

These days usually no penalty,  at most no interest for uncompleted quarterly months. Principal intact. 

To each his own.

[Lukongsimi]

today allotment after 3pm hope to get more loh

[drgn]

government T-bill better.

last round was 3.3%

[Ahnya]

Not necessarily...most banks pay pro rated board rate interest for completed 3,6, 9 months for pre mature withdrawals. 

These days usually no penalty,  at most no interest for uncompleted quarterly months. Principal intact. 

To each his own.

The interest lost due to the early withdrawal of FD is definitely more than the $4 costs of switching your SSB. 
Even if we have to pay multiples of $4 (since we probably have only about 10k per issue). 
I got less than interest $37 interest on a 100k deposit at 1.3% that was more than 3 months in FD. 
If I had SSB,  even at just half a %, for 3 months , I would have gotten $125. 
So even after deducting the $4 x 10 times,  I would be better off if I had gotten SSB instead of FD

[Tangsen]

now they give limit and have to reapply several times'
one thing good is they are guarantee by the govt up to $200k
banks only $75k

Yupe …. if SSB sinks …. that's it for SG … any and all FD also bye bye

[Lukongsimi]

Today allotment is higher $42k to $42.5k

[Ahnya]

Today allotment is higher $42k to $42.5k

Low demand now.

[Tangsen]

I kenna full, must redeem my old SSB to switch liow