[sgbuffett]

There are many issues housing is just one of the many:

1. Job insecurity. Competition from foreigners...acknowledged by PM Lee in national day speech. Would you have children if you feel job insecure?

2. Divorce. Divorce rate is more than 30% of marriages per year. Would you have children if marriage is unstable.

3. High cost of medical etc basically high cost of living couple already have problem supporting themselves and building safety net. How to have children?

4. High-stress causing infertility.

5. Insufficient govt support and safety nets.