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09-11-2022, 10:03 AM
Loan interest rate of 7%... 1.2 million people can't even pay the principal and interest after tax
More than 90% of DSR borrowers increased by 300,000 from 900,000 It is estimated that the number of borrowers will reach 1.2 million.
According to data submitted by the Financial Supervisory Service to Rep. Yoon Chang-hyeon (People's Power), a member of the National Assembly's Political Affairs Committee on the 9th, out of 16.46 million borrowers, if the average household loan interest rate reaches 7%, borrowers with a total debt-to-income ratio (DSR) of more than 90% It turns out that there are 1.2 million people. DSR is a number that calculates how much the loan interest and principal of the loan that must be repaid in one year compared to income.
The number of borrowers exceeding 90% of DSR from 900,000 at the end of March will increase by 300,000 to 1.2 million when the average household loan interest rate reaches 7%. A borrower with a DSR exceeding 90% means a person who cannot repay the principal and interest even if he pays only quasi-taxes such as income tax and health insurance premiums from his income.
http://www.munhwa.com/news/view.html?no=...9910120001
More than 90% of DSR borrowers increased by 300,000 from 900,000 It is estimated that the number of borrowers will reach 1.2 million.
According to data submitted by the Financial Supervisory Service to Rep. Yoon Chang-hyeon (People's Power), a member of the National Assembly's Political Affairs Committee on the 9th, out of 16.46 million borrowers, if the average household loan interest rate reaches 7%, borrowers with a total debt-to-income ratio (DSR) of more than 90% It turns out that there are 1.2 million people. DSR is a number that calculates how much the loan interest and principal of the loan that must be repaid in one year compared to income.
The number of borrowers exceeding 90% of DSR from 900,000 at the end of March will increase by 300,000 to 1.2 million when the average household loan interest rate reaches 7%. A borrower with a DSR exceeding 90% means a person who cannot repay the principal and interest even if he pays only quasi-taxes such as income tax and health insurance premiums from his income.
http://www.munhwa.com/news/view.html?no=...9910120001
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