03-10-2023, 04:40 PM
In the US, most people had already taken loans in 2021/2022 during the Pandemic when the interest rates were low. The lock-in period can be 20-30 years fixed rates.
![](https://i.imgur.com/CLvY2jA.png")
The current Bank of America, prime rate is 8.50% (rate effective as of July 27,2023).
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