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Better idea. Buy UOB shares and you get 4% dividend. Minimum sum is just $3000.
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(15-11-2022, 07:26 PM)starbugs Wrote: Better idea. Buy UOB shares and you get 4% dividend. Minimum sum is just $3000.
That is 100 UOB shares, at the prevailing rate of S$30 per unit.........
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(15-11-2022, 03:55 PM)lvlrsSTI Wrote: CIMB min 20k and BOC min 5k only, no need to have deep pocket lah, 500k, 1 million for opening an FD? 
What a joke? 
ICBC min $500
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Any penalty if take out and put in again?
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(15-11-2022, 07:52 PM)Blasterlord2 Wrote: Any penalty if take out and put in again?
There is no penalty. Just no interest given for less than 3 mths. I did a re-placement from 2.9% to 3.7% without any penalty within 1 mth span.
(This post was last modified: 15-11-2022, 07:57 PM by
Gemstar.)
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(15-11-2022, 07:56 PM)Gemstar Wrote: There is no penalty. Just no interest given for less than 3 mths. I did a re-placement from 2.9% to 3.7% without any penalty within 1 mth span.
Thanks for the info. Then it's a good deal to do a re-placement.
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(15-11-2022, 07:58 PM)Blasterlord2 Wrote: Thanks for the info. Then it's a good deal to do a re-placement.
If you deposit less than 2 mths, then is worth to do a re-deposit .3.7% is for deposit 50k and abv at UOB. But, I believed interest wil rise again in 2 wks time. But, shd be very minimal.
(This post was last modified: 15-11-2022, 08:06 PM by
Gemstar.)
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US is suffering from political paralysis
Both political and economic are collapsing
Dominion machines will be working maybe right into December or beyond
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(15-11-2022, 08:05 PM)Gemstar Wrote: If you deposit less than 2 mths, then is worth to do a re-deposit .3.7% is for deposit 50k and abv at UOB. But, I believed interest wil rise again in 2 wks time. But, shd be very minimal.
If only I have spare cash, I will surely deposit my money in UOB......
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(15-11-2022, 07:56 PM)Gemstar Wrote: There is no penalty. Just no interest given for less than 3 mths. I did a re-placement from 2.9% to 3.7% without any penalty within 1 mth span.
Will still go up. Why dun 4% plus then place?
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(15-11-2022, 08:48 PM)sogo Wrote: Will still go up. Why dun 4% plus then place?
My catch it early, else the terms may change......
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(15-11-2022, 08:52 PM)debono Wrote: My catch it early, else the terms may change......
Think will be shortage of money so rates will go up
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(15-11-2022, 08:48 PM)sogo Wrote: Will still go up. Why dun 4% plus then place?
Within 3.7% to 4.0% shd be pretty good enough. No guarantee it will goes up abv 4.0%. However, i stil do hv funds which i may consider to place.
Just that thinking to leave this funds to buy bank shares.
(This post was last modified: 15-11-2022, 09:33 PM by
Gemstar.)
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(15-11-2022, 09:32 PM)Gemstar Wrote: Within 3.7% to 4.0% shd be pretty good enough. No guarantee it will goes up abv 4.0%. However, i stil do hv funds which i may consider to place.
Just that thinking to leave this funds to buy bank shares.
I was think 3.7% or 4% even if u minus the time lapse the 3.7% will still cover back the 4% one after collecting 1 months interest
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(This post was last modified: 15-11-2022, 09:43 PM by
singlon.)
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Bank reserves overnight int received 3.9%+
![[Image: Screenshot-2022-11-15-at-21-45-37-Overni...g-Rate.png]](https://i.ibb.co/JB2v0dD/Screenshot-2022-11-15-at-21-45-37-Overnight-Bank-Funding-Rate.png)
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(15-11-2022, 09:32 PM)Gemstar Wrote: Within 3.7% to 4.0% shd be pretty good enough. No guarantee it will goes up abv 4.0%. However, i stil do hv funds which i may consider to place.
Just that thinking to leave this funds to buy bank shares.
Thanks for the education, it is much appreciated.......
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