Which bank offer highest FD rate now?
#1

As above
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#2

stocks. - blue cheat.
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#3

(25-01-2023, 10:07 AM)K88 shu shu Wrote:  stocks. - blue cheat.

Any recommendation?
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#4

dont believe any co can have profit margin above 10%

if loan 5% and payout 5% to shareholders

maybe only 10% of co or cooked co

better buy toto
better chance
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#5

(25-01-2023, 10:07 AM)dynamite Wrote:  Any recommendation?

me not authorised to do that.

just do your own diligence.
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#6

(25-01-2023, 10:06 AM)dynamite Wrote:  As above

Bangkok Bank giving 4.4% minimum 200k

CIMB 4.15% (probably online). If preferred customer, 4.2%. Need more than 10k

Sing Investments 4.18%. Minimum 20k

RHB 3.9% minimum 20k. 4.1% if via app.

BOC 4%-4.1% depending on amount to be deposited. 5k 4%. 50k 4.05%. 300k 4.1%.

Others either need a higher minimum sum or have 4% or lower interest rates AFAIK.
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#7

(25-01-2023, 10:49 AM)Levin Wrote:  Bangkok Bank giving 4.4% minimum 200k

CIMB 4.15% (probably online). If preferred customer, 4.2%. Need more than 10k

Sing Investments 4.18%. Minimum 20k

RHB 3.9% minimum 20k. 4.1% if via app.

BOC 4%-4.1% depending on amount to be deposited. 5k 4%. 50k 4.05%. 300k 4.1%.

Others either need a higher minimum sum or have 4% or lower interest rates AFAIK.
DBS is 3.8% only for below 20k, if above is 0.05%
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#8

(25-01-2023, 10:49 AM)Levin Wrote:  Bangkok Bank giving 4.4% minimum 200k

CIMB 4.15% (probably online). If preferred customer, 4.2%. Need more than 10k

Sing Investments 4.18%. Minimum 20k

RHB 3.9% minimum 20k. 4.1% if via app.

BOC 4%-4.1% depending on amount to be deposited. 5k 4%. 50k 4.05%. 300k 4.1%.

Others either need a higher minimum sum or have 4% or lower interest rates AFAIK.

For online deposit,how to transfer money over?
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#9

(25-01-2023, 10:49 AM)Levin Wrote:  Bangkok Bank giving 4.4% minimum 200k

CIMB 4.15% (probably online). If preferred customer, 4.2%. Need more than 10k

Sing Investments 4.18%. Minimum 20k

RHB 3.9% minimum 20k. 4.1% if via app.

BOC 4%-4.1% depending on amount to be deposited. 5k 4%. 50k 4.05%. 300k 4.1%.

Others either need a higher minimum sum or have 4% or lower interest rates AFAIK.
Is BOC safe for FD.....? Thinking
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#10

So 3.8% is low??

BKK bank no more 4.4% . . .
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#11

(25-01-2023, 11:06 AM)debono Wrote:  Is BOC safe for FD.....? Thinking

Safe. I'm at the bank now  Big Grin
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#12

(25-01-2023, 11:23 AM)Blasterlord2 Wrote:  Safe. I'm at the bank now  Big Grin

Thanks for the confirmation.............. Clapping
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#13

(25-01-2023, 11:03 AM)dynamite Wrote:  For online deposit,how to transfer money over?
Usually you must have a savings or current account to  transfer from.

And of course must download the  Bank's app.
[+] 1 user Likes hansamu's post
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#14

(25-01-2023, 11:06 AM)debono Wrote:  Is BOC safe for FD.....? Thinking

For Assmericunt lap-poodles, any Assmericunt bank is definitely safer. Laughing
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#15

(25-01-2023, 11:06 AM)debono Wrote:  Is BOC safe for FD.....? Thinking

Safe so far through the last decade for me. Most probably the safest in the list I listed.
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#16

(25-01-2023, 11:03 AM)dynamite Wrote:  For online deposit,how to transfer money over?

I just use internet banking. But must open a savings and FD account in the receiving bank first (most probably via the app if you are doing online)
[+] 1 user Likes Levin's post
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#17

(25-01-2023, 12:40 PM)Levin Wrote:  Safe so far through the last decade for me. Most probably the safest in the list I listed.

Thanks for the confirmation................... Clapping
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#18

BOC rates for 12 months FD has dropped. Sing Investment CNY promo got $10 cash so if count in is 4.23%.

Short term is 3.6% 1 month, 3.9% 3 month from ICBC.

Ppl worry Msia, China banks or finance companies like Sing Investment just stick to local banks lower rate then.
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#19

(25-01-2023, 12:51 PM)sgh Wrote:  BOC rates for 12 months FD has dropped. Sing Investment CNY promo got $10 cash so if count in is 4.23%.

Short term is 3.6% 1 month, 3.9% 3 month from ICBC.

Ppl worry Msia, China banks or finance companies like Sing Investment just stick to local banks lower rate then.

They want the cake and eat it..................... Clapping
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