[sgbuffett]

Here is her background. 



Here is her 2023 budget, she started work in 2020 and here pay has increased from $3K to $4k during this period.

Video is a good overview of how young high income graduates plan their finances.

[sgbuffett]

Why you should always make nomination for your CPF accounts......if not, it is very troublesome for loved ones.

Lisa describe her experience when her father passed away.

There issue is with regard to co-ownership of property...something important that people may not pay attention to.

https://youtu.be/rBWNlgqXwRk?t=6m40s

How the ownership of HDB created a problem for her and her family is because often it is properly explained to people at the HDB office....especially low income and low educated. Thus causes serious problem downstream.

For example when her father passed away, the aunt was joint tenant with her father and takes complete ownership.