SG Talk
Latest 6-month T-bill's interest at 4.07% - Printable Version

+- SG Talk (https://sgtalk.net)
+-- Forum: SG Talk (https://sgtalk.net/Forum-SG-Talk)
+--- Forum: Market Talk (https://sgtalk.net/Forum-Market-Talk)
+--- Thread: Latest 6-month T-bill's interest at 4.07% (/Thread-Latest-6-month-T-bill-s-interest-at-4-07)

Pages: 1 2 3 4


Latest 6-month T-bill's interest at 4.07% - Levin - 28-09-2023

https://www.businesstimes.com.sg/companies-markets/yield-latest-singapore-6-month-t-bill-jumps-407


RE: Latest 6-month T-bill's interest at 4.07% - K88 shu shu - 28-09-2023

buy crypton huat 1,000,000 times.


RE: Latest 6-month T-bill's interest at 4.07% - webinarian - 28-09-2023

The rate is good. 

I didn't expect it to be above 4%. 


.


RE: Latest 6-month T-bill's interest at 4.07% - Levin - 28-09-2023

(28-09-2023, 04:39 PM)webinarian Wrote:  The rate is good. 

I didn't expect it to be above 4%. 


.

Neither did I.


RE: Latest 6-month T-bill's interest at 4.07% - p1acebo - 28-09-2023

Knnbccb I only got 3.73% in the last T bill auction (cash)!

A staggering investment loss of $85! (Not $75) Sad


RE: Latest 6-month T-bill's interest at 4.07% - sgh - 28-09-2023

(28-09-2023, 04:53 PM)p1acebo Wrote:  Knnbccb I only got 3.73% in the last T bill auction!

A staggering investment loss of $75! Sad

Like stock hard to catch the lowest or highest price so best is apply every 2 weeks to "average up" the rate lor. Means spread out your capital as you cannot know which issue is 4% and above haha


RE: Latest 6-month T-bill's interest at 4.07% - Talent - 28-09-2023

what is max to buy
how to buy


RE: Latest 6-month T-bill's interest at 4.07% - sgh - 28-09-2023

(28-09-2023, 05:04 PM)Talent Wrote:  what is max to buy
how to buy

For cash use the DBS,OCBC,UOB banking app inside to apply. Max I dunno but minimum is 1K and no fees.


RE: Latest 6-month T-bill's interest at 4.07% - Scythian - 28-09-2023

.
CPF paying OA @ 2.50%
Special acct and medisave @ 4.04,% pa

Buy buying TBill @ 4.07,% discounted at front purchase date

Just huat


RE: Latest 6-month T-bill's interest at 4.07% - sgh - 28-09-2023

(28-09-2023, 05:10 PM)Scythian Wrote:  .
CPF paying OA @ 2.50%
Special acct and medisave @ 4.04,% pa

Buy buying TBill @ 4.07,% discounted at front purchase date

Just huat

CPF a bit tricky they give interest based on lowest balance of the month. Say you take out this month to apply that amount lose CPF 2.5% interest for that month. Then when TBill mature depend when also another month. So for that amount  you need to factor in 8 months of CPF lost interest vs what TBill interest give you which is only for 6 months.


RE: Latest 6-month T-bill's interest at 4.07% - p1acebo - 28-09-2023

(28-09-2023, 05:04 PM)Talent Wrote:  what is max to buy
how to buy

1 million dollars per issue.

Pass me all your monies.  I will help protect you by applying the T bills in my name.


RE: Latest 6-month T-bill's interest at 4.07% - Lukongsimi - 28-09-2023

I should have dump in more so wasted


RE: Latest 6-month T-bill's interest at 4.07% - Lukongsimi - 28-09-2023

(28-09-2023, 05:13 PM)p1acebo Wrote:  1 million dollars per issue.

Pass me all your monies.  I will help protect you by applying the T bills in my name.

Wduthink lau hum has millions of jap money claims  she was a comfort


RE: Latest 6-month T-bill's interest at 4.07% - Scythian - 28-09-2023

(28-09-2023, 05:12 PM)sgh Wrote:  CPF a bit tricky they give interest based on lowest balance of the month. Say you take out this month to apply that amount lose CPF 2.5% interest for that month. Then when TBill mature depend when also another month. So for that amount  you need to factor in 8 months of CPF lost interest vs what TBill interest give you which is only for 6 months.

If that's true, then CPF Board is cheating


RE: Latest 6-month T-bill's interest at 4.07% - Scythian - 28-09-2023

(28-09-2023, 03:56 PM)Levin Wrote:  https://www.businesstimes.com.sg/companies-markets/yield-latest-singapore-6-month-t-bill-jumps-407

Then, CPF members savings OA @ 2.50% is rip off


RE: Latest 6-month T-bill's interest at 4.07% - sgbuffett - 28-09-2023

If Singapore T Bill is 4.07%

Wouldn't grade A bonds pay 7-8%?

If there a fund for such bonds?


RE: Latest 6-month T-bill's interest at 4.07% - Lukongsimi - 28-09-2023

Hope up to 5% next month


RE: Latest 6-month T-bill's interest at 4.07% - Scythian - 28-09-2023

.
Suggest MAS, Association of Banks and Auditors should comment on CPF Board managing of national pension funds and its market practice ..


RE: Latest 6-month T-bill's interest at 4.07% - Scythian - 28-09-2023

(28-09-2023, 07:44 PM)sgbuffett Wrote:  If Singapore T Bill is 4.07%

Wouldn't grade A bonds pay 7-8%?

If there a fund for such bonds?

You mean AAA rated SGD bonds

Temasek Bonds are not rated by rating agencies


RE: Latest 6-month T-bill's interest at 4.07% - Talent - 28-09-2023

(28-09-2023, 05:09 PM)sgh Wrote:  For cash use the DBS,OCBC,UOB banking app inside to apply. Max I dunno but minimum is 1K and no fees.

more explicit
click where


RE: Latest 6-month T-bill's interest at 4.07% - Napoleon Porlumpar - 28-09-2023

(28-09-2023, 03:56 PM)Levin Wrote:  https://www.businesstimes.com.sg/companies-markets/yield-latest-singapore-6-month-t-bill-jumps-407


T-bills are traded, right ?


so drop in value can be more than the interests paid ?


RE: Latest 6-month T-bill's interest at 4.07% - Lukongsimi - 28-09-2023

SSB charges $2
Tbill gives 4.058%


RE: Latest 6-month T-bill's interest at 4.07% - Scythian - 28-09-2023

.
None in CPF management has passed track record managing other country's pension funds.

CPF Board management doing very basic unsophisticated plain vanilla - a routine boring job.


RE: Latest 6-month T-bill's interest at 4.07% - Scythian - 28-09-2023

(28-09-2023, 08:19 PM)Napoleon Porlumpar Wrote:  T-bills are traded, right ?


so drop in value can be more than the interests paid ?
T Bills are short term 90 days and 180 days
Normally hold until maturity.
It's discounted so, pay less than face value.

SG Govt Bonds are long term


RE: Latest 6-month T-bill's interest at 4.07% - TalkingRabbit - 28-09-2023

(28-09-2023, 08:14 PM)Talent Wrote:  more explicit
click where

来来来 我教妳 

[Image: IMG-8349.png]

[Image: IMG-8350.png]

[Image: IMG-8351.png]

[Image: IMG-8352.png]

[Image: IMG-8353.png]


RE: Latest 6-month T-bill's interest at 4.07% - Lukongsimi - 28-09-2023

(28-09-2023, 08:49 PM)TalkingRabbit Wrote:  来来来 我教妳 

[Image: IMG-8349.png]

[Image: IMG-8350.png]

[Image: IMG-8351.png]

[Image: IMG-8352.png]

[Image: IMG-8353.png]

Later she catch no balls will scold u lol


RE: Latest 6-month T-bill's interest at 4.07% - TalkingRabbit - 28-09-2023

(28-09-2023, 09:46 PM)Lukongsimi Wrote:  Later she catch no balls will scold u lol

有男人要 应该不容易发飙呗 Big Grin


RE: Latest 6-month T-bill's interest at 4.07% - sgh - 28-09-2023

(28-09-2023, 08:49 PM)TalkingRabbit Wrote:  来来来 我教妳 

[Image: IMG-8349.png]

[Image: IMG-8350.png]

[Image: IMG-8351.png]

[Image: IMG-8352.png]

[Image: IMG-8353.png]

Number 5 step is for newbie. Oldbird may want to consider competitive bid reason being TBill only allocate X amount for non-competitive bid. For hot TBill this X fill up then yours become random pick so you may not get all you apply for.


RE: Latest 6-month T-bill's interest at 4.07% - Scythian - 29-09-2023

.Feedback.
1. A failure to maximise returns for future retirement.
2. Pension funds are artificially peg @ lower interest rates against general market practice.
3. No independent checks and balances.

Asia largest financial centre cannot have a dodgy management handling national pension funds


RE: Latest 6-month T-bill's interest at 4.07% - ysh02 - 29-09-2023

May know where to see the market trading this T.bill ? Can buy in the market boh...?