Why you should not use your credit card in Lazada & Aliexpress -
sgbuffett - 24-10-2021
Last yr Lazada servers were breached and user credentials were stolen and sold on the dark Web. A hacker entered my account and put items in my shopping cart ..
But I did not let my credit card be stored at the website so he could not make payment.....
later I found my language setting in Aliexpress was changed to Russian and the guy was browsing expensive watches and other expensive items. Again, I was lucky I my credit card stored on site expired one month and I was issued a new credit card number that was not on the site. Aliexpress does not use OTP when you order so the hacker could have made payment if the card number wasn't expired ...so it was a close shave..
.Lesson learned ... is never
pay using credit card on the site ...use pay now or NETS. If you die die want to use credit card turn off the default setting to store it on the site.
If you use debit card it will be disastrous...the payment will deducted from your savings and banks will not return it ...so never use debit card .
If credit card, you can try to dispute but banks may not return your money like in recent cases....
RE: Why you should not leave your credit card in Lazada & Aliexpress -
Ola - 24-10-2021
Last year RedMart also kena hacked, right?
And why PayNow is safer?
RE: Why you should not leave your credit card in Lazada & Aliexpress -
sgbuffett - 24-10-2021
(24-10-2021, 01:02 PM)Ola Wrote: Last year RedMart also kena hacked, right?
And why PayNow is safer?
If you use paynow your credentials is on Singapore Bank site which has undergone security audit and requires OTP/token fornoayment to go through....that is harder for the hacker.
RE: Why you should not leave your credit card in Lazada & Aliexpress -
WhatDoYouThink? - 24-10-2021
laz recently quite kokup. goods already delivered but status still shows attempt to deliver, so buyer couldn't give reviews. the reward coins aso not useful.
RE: Why you should not use your credit card in Lazada & Aliexpress -
Huliwang - 24-10-2021
(24-10-2021, 01:00 PM)sgbuffett Wrote: Last yr Lazada servers were breached and user credentials were stolen and sold on the dark Web. A hacker entered my account and put items in my shopping cart ..
But I did not let my credit card be stored at the website so he could not make payment.....
later I found my language setting in Aliexpress was changed to Russian and the guy was browsing expensive watches and other expensive items. Again, I was lucky I my credit card stored on site expired one month and I was issued a new credit card number that was not on the site. Aliexpress does not use OTP when you order so the hacker could have made payment if the card number wasn't expired ...so it was a close shave..
.Lesson learned ... is never
pay using credit card on the site ...use pay now or NETS. If you die die want to use credit card turn off the default setting to store it on the site.
If you use debit card it will be disastrous...the payment will deducted from your savings and banks will not return it ...so never use debit card .
If credit card, you can try to dispute but banks may not return your money like in recent cases....
![[Image: JNfPvlA.jpg]](https://i.imgur.com/JNfPvlA.jpg)
Last time no Paynow how do you pay when buying from laz?......
RE: Why you should not use your credit card in Lazada & Aliexpress -
sgbuffett - 24-10-2021
(24-10-2021, 01:32 PM)Huliwang Wrote: Last time no Paynow how do you pay when buying from laz?...... ![Thinking Thinking](https://sgtalk.net/images/smilies/Animated/thinking_s.gif)
They have PayLah
RE: Why you should not leave your credit card in Lazada & Aliexpress -
forum456 - 24-10-2021
(24-10-2021, 01:06 PM)sgbuffett Wrote: If you use paynow your credentials is on Singapore Bank site which has undergone security audit and requires OTP/token fornoayment to go through....that is harder for the hacker.
credit card also requires OTP to process
RE: Why you should not leave your credit card in Lazada & Aliexpress -
sgbuffett - 24-10-2021
(24-10-2021, 02:32 PM)forum456 Wrote: credit card also requires OTP to process
Plse read what I posted Aliexpress does not use OTP to effect payment using credit card
RE: Why you should not leave your credit card in Lazada & Aliexpress -
forum456 - 24-10-2021
(24-10-2021, 02:35 PM)sgbuffett Wrote: Plse read what I posted Aliexpress does not use OTP to effect payment using credit card
OTP belong to the credit card of your bank.
it has nothing to do with Lazada or Ali express.
if your payment exceeds $200, the bank of your credit card will ask for OTP during ALiexpress payment processing.
The OTP will be sent to your phone by your bank
RE: Why you should not leave your credit card in Lazada & Aliexpress -
Gemstar - 24-10-2021
(24-10-2021, 02:35 PM)sgbuffett Wrote: Plse read what I posted Aliexpress does not use OTP to effect payment using credit card
I never trust all these websites and is very risky to disclosed credit card credentials. I only buy air tots online using my direct bank deductions.
RE: Why you should not use your credit card in Lazada & Aliexpress -
Goldmine - 24-10-2021
(24-10-2021, 01:54 PM)sgbuffett Wrote: They have PayLah
I don't have Paylah. So how to pay?
Credit Card / Debit Card not safe. So how to do Online Purchase?
What abt shopee?
RE: Why you should not use your credit card in Lazada & Aliexpress -
WhatDoYouThink? - 24-10-2021
if you hv dbs or posb account, very easy to set up paylah. can aso use in some shops
RE: Why you should not use your credit card in Lazada & Aliexpress -
Bigbluedot - 24-10-2021
Use youtrip which is a debit card under mastercard.
RE: Why you should not use your credit card in Lazada & Aliexpress -
SeewhatLook - 24-10-2021
Yws never store credit card detail if they have multiple login sercurity
RE: Why you should not leave your credit card in Lazada & Aliexpress -
RiseofAsia - 25-10-2021
(24-10-2021, 02:35 PM)sgbuffett Wrote: Plse read what I posted Aliexpress does not use OTP to effect payment using credit card
So far, I bought things from Aliexpress and Lazada.
Never give me any serious problem.
If you cancel your items.
Refund from Aliexpress and Lazada take 4 days.
Shopee refund only take 3 days.
Just only need to make sure if sellers never send your item after ordering within 3 to 4 days and without your request of delay. Just cancel the order. No need to waste time.
RE: Why you should not use your credit card in Lazada & Aliexpress -
singlon - 25-10-2021
Think it is not store anymore.
My last encounter gets me suspicious.
Normal automatic becomes need to fill again.
I change my mind.
Now it gets weird.
My bank asks me to cut card in halves with blah blah blah
A new card is on the way.
RE: Why you should not use your credit card in Lazada & Aliexpress -
singlon - 25-10-2021
intel
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