[EvertonDiehard]

For completeness:
Generate a QR code from YouTrip for $200
Open the LifeSG app to scan this QR code
The $200 will be deposited to your YouTrip account
Use PayNow feature in YouTrip to send the $200 to your hp number

The $200 from the NS credits is not a substantial amount, which may be spent easily. Just PayNow when we need to make any purchases. Why go through the whole process of having to transfer this relatively small sum to our bank account? Is it because most SG Talkers prefer to pay for their purchases in cash?