[debono]

If scammer got hold of your account, they can up the limit etc.

But the key thing about IT security is that if abnormalities occur such as suddenly add foreigner bank account, surely the bank don't just sms... And if there is a request to send huge amount and never done before, then bank has to call the account holder rite?

Like that putting in bank is as good as lending to a drug addict lah.

That is a nice and appropriate way to put it.....