[debono]

I received the scam sms from OCBC  but did not click on the link because it looks exactly like the DBS scam, except it is in sms form and not the scammer calling me personally using his WhatsApp line.

I asked the scammer which account was being locked and he couldn't give me the number.

For the sms, no mention of which account(I have many) is being locked. So I deduced that they are of similar type of scam.

But I have to say OCBC has very lax internal control. Once, I received a letter that said  Paynow is linked to my account which I did not apply for. Went to the bank the next morning and complain.

How come when you did not apply for Paynow, OCBC send you a letter to say you applied for it.  This is very mysterious ......