[sgbuffett]

Most of the Funds were gone or closed down after 10 years and some change name. Most people lost money in Unit Trust.

From my experience most are okay.
Some funds shrink to too small so they have to merged or closed otherwise not economical to run.

Main problem is the expense ratio of 1+% that eats into the return.

Some low cost funds like STI ETF are available and some are now available from  Endowus ...but options are limited. Realistically one just needs 1 or 2 funds to compound over long term.