[RiseofAsia]

Bro, there a cap to how much one can buy using medisave. And healthcare insurance premium increases with age, for a normal A plan one would already paying the excess in cash at age of 40 onwards. In the current living standard, think keeping cash better than keeping medisave. And healthcare insurance also cannot use to profit, if one buy 3 different medical insurance, only original bill can be claimed so, LLST.

This is why need to use mediasave to buy more medical insurance when you are healthy. When you fall sick, it is very difficult to upgrade the medical plan.