[sgbuffett]

When you buy a DLC from the issuer bank ask yourself how the bank makes money from the DLC it sells you.

Obviously the bank is not there to do charity work it is there to make money. It is making money at your expense so before you buy this the first question to ask is how the bank makes money..

Just like when we play roulette at casino we know there are zeros that makes betting on even and odd less than 50%. ..and that is how the casino makes money from gamblers.

Typically such structured products are worse than gambling at casino.

Because short term movement is random and you lose more when you guess wrongly