[Huliwang]

so tactically is merchant QR code works , because I read online how those get hard cash from Seng Song ATM machine is there got Paylah QR code too. but theirs is under " merchant " so can works.
thus this is why scan our own Bank account QR code don't work.

But it was reported in CNA that you can use the NS55 to pay as you like. That should include can you use it to pay yourself....