[Blasterlord2]

They seem to the finest young people with knowledge experience and the passion to want to do good.

They are very well educatied and the research they have done is very sound not like  some people guessing and assuming. I actually learned alot from the data they collected which was extensive....and over multi decades.

This video has alot of stats and data to discuss why retirement funds should always be invested.

Actually you know what. These fintechs could be easily duplicated. Ask yourself, what's stopping another from starting a similar outfit? Their strategies are not rocket-science that there are high barriers of entry.