[sgbuffett]

My point is make it an option those who don't want can leave it inside

You want members to have option to choose 1% or 2.5% to 4% interest rate ?

Will you choose 1% interest rate from day one until your $500K is reached ?

It's not true CPF is paying 2.5% because it is a long term fox deposit as money can be move in and out through CPFIS for housing etc.when put back it earns 2.5%