[jus4lucky]

CPF is flaw and useless, working hard but keep increase the retirement sum and you cannot reach it like majority of us, the old people keep working for what, since the CPF does not work at all. working hard all money stuck there for next of kin to collect and you die not enjoying the money U work for it. Money in CPF is not your money when you cannot touch and control of it,only you can accessed then is your money. CPF is our hard earn money, how to deal with it we no need gov to intervene but the reality is totally different.