[sgh]

Is it capital guaranteed?  Don't think got SDIC

Capital guaranteed as in they as company place FD with banks. Bank most likely impose conditions like give good rates must give them say 1 million kind? They then offer to us a chance to pool everyone capital to let them put. They then take a small cut as their profits. Go their website got explain. Same as StashAway Simple Guaranteed. StashAway will show your monies is with who and so far I kena is Sumitomo Bank FD.

Bad point is no SDIC since we customers are not putting with the bank directly.