[Sticw]

So what? Reserved are for rainy days and you dun know when it will rain. No reserves pr savings means once  you are hospitalized or jobless you are fucked and blame PAP.     

I want to give more credit to her question. I think she asked a valid question, reserves stored away for rainy days is the basic formula. The distribution of the reserves to who and when is the underlying question. Kind of implicitly saying that in the past episodes of releasing reserves the fund did not go onto the masses to weather the storm but got directed to a small minority?