[sgh]

different people have different needs.

person A may want a place in a nearby pri school for his child.
person B may want a guaranteed job if he is retrenched.
person C may want a healthcare fund if his child is sick or has cancer.

Actually your A B C is basically monies isn't it? It is just in different forms. Nearby school got monies buy house nearby. Guaranteed job means got monies as salary every month. Healthcare fund got monies to tap on. Combine them and give out as monies is same.