[forum456]

Ok get what you mean. Means when need then govt step in to help in giving monies. Not a bad idea becuz govt will not need to expend a fixed dollars expense unless every family retrench and all children kena cancer.

it is the same principle.
if the job is very risky, no one will take up the job if there is no insurance to take care of your family if you die.

same thing for having more children