[EvertonDiehard]

A new term is needed for the owner/tenant, lessor/lesser, landlord/tenant, who shd enjoy the best of both worlds not the worst of them. The current terms are too ambiguous

Since buyers of HDB units have only purchased a 99-year lease, they have no share of the land and no strata title. This fundamental difference is neither academic nor insignificant in any way. As only 4% of HDB flats have been identified for the Selective En bloc Redevelopment Scheme since it was launched in 1995, the steady and precipitous depreciation of such homes will destroy what many count on as retirement assets.