[sgbuffett]

I believe govt will get rid of Basic Plan soon. Because if you die at age 80 under standard plan you family get zero....under basic plan your family still receive 100K.

The monthly payout difference standard is $100+ higher than Basic plan ...

So the govt wants more people to enter standard plan to lose their interest in the common pool when they die rather than give to family.

That js why the article does not mention Basic plan so that ordinary people will gk for standard plan.