[sgbuffett]

The anxiety over decaying HDB lease is overhyped. The 50+ year old flats in SG mostly are in superb locations and will likely be enbloced for higher density housing under SERS. For less good locations, there is still the Voluntary Early Redevelopment Scheme (VERS). No such programs for 99 years condo.

Even if you just simply stayed in  ....100yrs cover the lives of yourself and your children ...it is well worth the money paid. ..you finish paying after 20-30yrs the. Get to live in it for next 70yrs without paying.