[pinkpanther]

The government created good jobs and even if the jobs were not glamorous, they paid well. This made us rich

You can become rich even if you aren't very smart as long as you work hard. In many neighbouring countries, the citizens are willing to work hard but couldn't find work or else earn very little. This is why they come to Singapore to work and it so happens that our TFR is low and we need them.

Those of us who aren't very smart are gullible, but have been well looked after by the government all these years, and became rich. They are especially vulnerable when online banking replaced on-site banking. Scammers are not thieves who snatch your handbag and run away. They are very smart peepur with a degree in computer science.

Erection coming liao meh?