Late fee
#1

i forgot to pay my credit card. Automated late fee waiver declined my waiver request.

I called and tell them i wanna cancel my credit card. CSO sent another late fee waiver and then tell me to spend $100 next mth to get $50 voucher.

Why is Citibank so ma huan one... Laughing


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#2

why u so cheapskate
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#3

Strange. Citibank used to be very generous. They will almost certainly waive the late charges every time I made a request.
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#4

He shouldn’t have forgotten to pay on time in the first place.
Same here I have never been declined fee waiver on my cards since I’ve gotten them. Some of my cards are also from Citibank.😁

tomorrow will be a better day
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#5

(10-06-2022, 02:39 PM)Talent Wrote:  why u so cheapskate

Recession, time are tough Rolleyes


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#6

nowadays they dun send paper statements anymore.

it's safer to use the calendar app as reminders for all payments due.
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#7

That is their profit for such lateness.. ask them don't profit it,, like charity bank loh.
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#8

(10-06-2022, 03:27 PM)WhatDoYouThink? Wrote:  nowadays they dun send paper statements anymore.

it's safer to use the calendar app as reminders for all payments due.

I do that
but stressful
so hardly use
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#9

They reverse the late fee. Hahaha.... 100 less Big Grin


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#10

Their roll over interest rate can be a lot.
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#11

If you dun spent enough not easy to get a wavier. I usually use the auto IVR to get and no problem.

KTV妹妹说,香港人无义,台湾人无情,新加坂人无智 Big Grin
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#12

Must a reminder to pay else no more waiving  Big Grin

There is no right or wrong decisions. 
One only has to bear the consequences that one makes  Big Grin
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