[cheekopekman]

If S'poreans have specific needs such as a family with young children and seniors or a job that requires frequent travel to outlying areas, a car is beneficial and might not be a luxury. In such cases, it is important to weigh the costs and benefits carefully before making a decision. Owning a car in SG is expensive owing to high COE premiums, registration fees, road tax, ERP, petrol tax and parking costs. Buying and maintaining a car will eat into our retirement savings and funds for our children's education and other household expenses. It all boils down to affordability.

I don't have highway code and never learned driving since young lah!  Only taking buses and now trains go everywhere lah! If nearby just walk lah!