[debono]

DUMB , rich folks never put their hard earn money inside their CPF. ONLY When too much money don't know throw where than they go put max up their SA

BUT IF You are common folks better save money on those Bank saving plan better. Partly you know by the time contract finish ALL money hard cash you can received without much hassle.

BUT CPF , GOV CONTROL THEY CAN CHANGE RULES AND REGULATIONS ANY TIME

I do not agree that CPF can change rules and regulations at any  time, it had to be responsible for any act of change in CPF ruling and this must be scrutinized by some higher authority.......