[sgbuffett]

The worst is AIA, lah

Their MLM out to kill consumers

I bought my AIA life policy from an agent many years ago.
Although my pay was very low I wanted to make sure if something happens to me my mom will have some money.

The agent is a nice guy. He never tried to sell me any thing I don't need. He recently retired and send me a farewell message.

Despite people's misgivings with insurance. My policy did okay. It had annualised return of 3.48% better than CPF OA and bank fixed deposit and also gave me insurance coverage.

In fact later on I found out that AIA funds return is comparable  highest in the industry.

Below is par funds return. That us why Life insurance policy has both coverage and gives you a decent returns kn your savings.



For insurance just buy what you need life, hospitalisation, critical illness.