[[[ForeverAlone]]]

surely some can do better then the long term return of 6%. the reality is many cannot. maybe 1-2 years can when market is up. then market down. they die until disappear and only come back when market up.
many reasons. some due to huge cost overhead that eats into the return.
best is those type managed by a few people. research support etc supported by external fund managers free.
who are more then keen to manage huge sum of money. problem is need very clean, and for the people manager. not those who work for their own benefits.

This is why I keep slamming SG Butt promote Mr Loo CPF ,

so what he got million ?

if so why now still work? In fact is selling his service as financial advisor , start up

on the other side promote his wife luxury handbag business.

Come on If you claim oh I work PASS TIME because i already rich ?