[Huliwang]

Your stupid logic is really flawed.
After you get the flat you are in debt and have to service a loan.

Free means no debt no need to pay.

Your abused of the word FREE is deplorable. Everyone can see it  don't need a degree also can see through your rubbish.

Actually what he said is not flawed but true for quite a lot older generation HDB owners. 

I think he was looking at those who bought HDB at BTO price and selling them with big profit. For example I have a relative who bought a new 3rm HDB at just around $20K about 50 years ago and later sold them more than $150K some 20 years later. Then those 5rm flats in Queenstown cost around $450K some 20 years ago are now selling at around one million. 

So, for these people HDB flats are free and on top made another 100% or more profit......