[sgbuffett]

If one dies younger (85 yo) one gets higher returns than one who dies older (90yo). Strange. I though one dies older means you get more monthly income than those who dies younger.


Strange

The main benefit is you go beyond certain age like 98 or more when the CPF life keep paying which an SA account you draw on goes to zero.

But there is some non consistency around some of the ages...this could be accurial  optimisation ..if you benefited by having longer life ...they decay the bequest faster to 0...so overall return lower.