[[[ForeverAlone]]]

Hong Leong is not attractive. If you cancel deposit to replaced for a higher rate, they charge you termination fees. The best is stil BOC which hv good rate.

My parents already put for years withdraw the interests. Actually if you plan to invest WILL NOT cancel the deposit. Obviously is not wise to cancel in the first place. This is why people say the investment money is your " spare money " to put and invest thus will not use till the contract finish and see how you want switch to other plans etc.