[WhatDoYouThink!]

Not all types of tokens are difficult to dup. Like condo's entrance cards, some easy (cheap to dup) some difficult (more exp), and some almost impossible (cannot dup)

For bank app tokens, they shd be very difficult or impossible.

But scammers are professional and smart. Why do they need to duplicate the tokens like what ah butt has been thinking of, if it's easier to use malware to mislead the app?