Latest 6-month T-bill's interest at 4.07%
29-09-2023, 09:02 PM
29-09-2023, 10:28 PM
(28-09-2023, 05:12 PM)sgh Wrote: CPF a bit tricky they give interest based on lowest balance of the month. Say you take out this month to apply that amount lose CPF 2.5% interest for that month. Then when TBill mature depend when also another month. So for that amount you need to factor in 8 months of CPF lost interest vs what TBill interest give you which is only for 6 months.
how about using cash? how many week of lost interest rate while waiting for result/refund/mature
29-09-2023, 10:51 PM
30-09-2023, 09:25 AM
Aiya can ask Mr Scythian or Mr Lukongsimi...maybe they can answer my questions and yours.... competitive and non competitive the biding input : dontell us key low low can get hor..
30-09-2023, 09:53 AM
(30-09-2023, 09:25 AM)ysh02 Wrote: Aiya can ask Mr Scythian or Mr Lukongsimi...maybe they can answer my questions and yours.... competitive and non competitive the biding input : dontell us key low low can get hor..
For Non competitive bidding u can get regardless rate is high or low
For competitive u bid according to what rate u wish to get n won’t get if rate falls below your expected rate
Simple as that
Still blurr? Lol
No weapons that forms against me shall prosper
No tongue that rises against me I shall condemn
☝️
30-09-2023, 09:56 AM
(29-09-2023, 10:51 PM)Napoleon Porlumpar Wrote: bro...........the above is from a mobile app or ATM machine, huh ?
ATM where got such input for u to fill in
No weapons that forms against me shall prosper
No tongue that rises against me I shall condemn
☝️
30-09-2023, 06:46 PM
30-09-2023, 06:47 PM
(29-09-2023, 10:28 PM)limpeh394 Wrote: how about using cash? how many week of lost interest rate while waiting for result/refund/mature
Cash straight forward no two month cpf lost interest. Cash maybe a few days becuz TBill announce results and they start count first day is a few days away from announce results
30-09-2023, 09:38 PM
30-09-2023, 10:03 PM
30-09-2023, 10:19 PM
30-09-2023, 10:21 PM
30-09-2023, 10:30 PM
30-09-2023, 11:22 PM
(30-09-2023, 10:30 PM)WhatDoYouThink! Wrote: Many things you got to do by trying, or try by doing. Like changing light bulbs, you'll be surprised how easy they are.
Change light bulb must see which kind. Designer lighting need remove the fancy cover which can be difficult. That is why now my ceiling all botak. Screw in and out easier each time change light bulb.
01-10-2023, 12:20 AM
(30-09-2023, 11:22 PM)sgh Wrote: Change light bulb must see which kind. Designer lighting need remove the fancy cover which can be difficult. That is why now my ceiling all botak. Screw in and out easier each time change light bulb.
Only old man like wduthink choose old fashion light lah
No weapons that forms against me shall prosper
No tongue that rises against me I shall condemn
☝️
01-10-2023, 01:23 AM
(30-09-2023, 10:30 PM)WhatDoYouThink! Wrote: Many things you got to do by trying, or try by doing. Like be a comfort you'll be surprised how easy they are.
No weapons that forms against me shall prosper
No tongue that rises against me I shall condemn
☝️
01-10-2023, 07:53 AM
What is the view of FD rate % , generally uptrend till 2025? 🤔
01-10-2023, 08:08 AM
If have this view than we can decide what cut off yield we can put in the bid lah....
01-10-2023, 08:09 PM
No general view from member here
01-10-2023, 08:18 PM
Next bid in 6/10
Just bid if u like ask so much for what?
Just bid if u like ask so much for what?
No weapons that forms against me shall prosper
No tongue that rises against me I shall condemn
☝️
02-10-2023, 05:26 AM
02-10-2023, 05:47 PM
02-10-2023, 06:01 PM
02-10-2023, 06:04 PM
Bid 5%
👍
👍
No weapons that forms against me shall prosper
No tongue that rises against me I shall condemn
☝️
02-10-2023, 06:05 PM
4% so what?? cannot beat inflation.
for me i rather buy an etf that ride on Amzn, Goog, AAPl , Meta and Msft.
i dont know how is the return, but it is gg to be exponential.. more than yr 4%
for me i rather buy an etf that ride on Amzn, Goog, AAPl , Meta and Msft.
i dont know how is the return, but it is gg to be exponential.. more than yr 4%
02-10-2023, 06:22 PM
is it best to wait until exactly one day before the auction date then apply? if apply earlier mean we lose our own money interest as it would deducted straightway right ??
02-10-2023, 07:06 PM
02-10-2023, 08:53 PM
any ideas or have anyone u know experience place $500K uncompetitive but only allocated less than? OR usually at this amt sure would get all ?
02-10-2023, 09:02 PM
(02-10-2023, 08:53 PM)limpeh394 Wrote: any ideas or have anyone u know experience place $500K uncompetitive but only allocated less than? OR usually at this amt sure would get all ?
Only 35% of total is allocated for non-competitive so if it is a super hot TBill then not all will get which is why some learn to put competitive bid. What rate to bid is then the gamble.
02-10-2023, 09:13 PM
The exact date is 5/10 to bid ?....
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