30-01-2023, 02:52 PM
Super long queue at Rhb bank Cecil Street branch.
Last chance to deposit at 4.28% for 12 months.
Worthwhile ....???
Last chance to deposit at 4.28% for 12 months.
Worthwhile ....???
![](https://i.imgur.com/CLvY2jA.png")
Long Queue at RHB bank...
30-01-2023, 03:00 PM
waste time lor. i just dump into cimb for lesser and got existing acct no need queue.
![[+]](https://sgtalk.net/images/bootbb/collapse_collapsed.png)
30-01-2023, 03:03 PM
(30-01-2023, 02:52 PM)hansamu Wrote: Super long queue at Rhb bank Cecil Street branch.
Last chance to deposit at 4.28% for 12 months.
Worthwhile ....???
Wow, they betray UOB
[Image: https://i.gifer.com/7ZqO.gif]
30-01-2023, 03:11 PM
30-01-2023, 03:58 PM
30-01-2023, 04:00 PM
Just put by bank transfer. Go there queue for what? Counter cashier chio is it?
30-01-2023, 04:01 PM
30-01-2023, 05:10 PM
(30-01-2023, 03:00 PM)sogo Wrote: waste time lor. i just dump into cimb for lesser and got existing acct no need queue.
this bank be careful hor. Hard earn money may never be heard again hor.
8
30-01-2023, 05:12 PM
(30-01-2023, 04:00 PM)dynamite Wrote: Just put by bank transfer. Go there queue for what? Counter cashier chio is it?It's a special promotional rate due to the reopening of the branch after renovation.
Cannot do the special 4.28% rate via app. Must go to the branch for this event. Via app will be a lower rate.
Tomorrow is the last day for the 4.28%.
I believe the rates will drop on 1st February 2023.
31-01-2023, 12:06 AM
Just share my RHB experience today in case anyone want to go down to RHB Cecil St branch tomorrow - the last day you can place the FD at 4.28% promotion rate.
I arrive at the branch today at 12.30 pm and start to queue to get a queue number. This queue move quite fast, in 5-10 min time I got my queue number. I was told the waiting time is at least 2 hrs.
I went for lunch and return back to the branch at 1.30pm, the branch is full of people mostly middle age and elderly. The number move slowly and there are 150 persons ahead of me according to the sms send to me.
Finally, I got serve at 4 pm. The account opening and FD placement all done within 15 min. I left the branch at around 4.30 pm. So in total it is a 4 hour wait !
[size=11]Report[/size]
FROM SOMEONE IN ANOTHER FORUM.
I arrive at the branch today at 12.30 pm and start to queue to get a queue number. This queue move quite fast, in 5-10 min time I got my queue number. I was told the waiting time is at least 2 hrs.
I went for lunch and return back to the branch at 1.30pm, the branch is full of people mostly middle age and elderly. The number move slowly and there are 150 persons ahead of me according to the sms send to me.
Finally, I got serve at 4 pm. The account opening and FD placement all done within 15 min. I left the branch at around 4.30 pm. So in total it is a 4 hour wait !
[size=11]Report[/size]
FROM SOMEONE IN ANOTHER FORUM.
31-01-2023, 04:22 AM
31-01-2023, 04:24 AM
(30-01-2023, 05:12 PM)hansamu Wrote: It's a special promotional rate due to the reopening of the branch after renovation.
Cannot do the special 4.28% rate via app. Must go to the branch for this event. Via app will be a lower rate.
Tomorrow is the last day for the 4.28%.
I believe the rates will drop on 1st February 2023.
Fed still hiking and balance sheet still shrinking. What makes u think qe will start again?
31-01-2023, 08:13 AM
If you drive there and park in cbd amd qieue for few hours, then put 20k fixed deposit
Your interest is not 4% anymore
Your interest is not 4% anymore
31-01-2023, 08:20 AM
invest in properties get more than 100% return after 5 yr.
ask those who sold their millions dollar HDB and you got the answer.
ask those who sold their millions dollar HDB and you got the answer.
31-01-2023, 08:24 AM
31-01-2023, 09:03 AM
31-01-2023, 09:11 AM
(30-01-2023, 03:00 PM)sogo Wrote: waste time lor. i just dump into cimb for lesser and got existing acct no need queue.
Ya. No need to queue. Less than 5mins complete the transaction. Placement online will do. They will also send letter for your fixed deposit placement.
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
31-01-2023, 09:13 AM
Let see which bank will hit 5% rate first… 
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
31-01-2023, 09:15 AM
Dont laugh!
Where is DBS?
![[Image: 5-DDE2-CB9-C7-B3-4-F2-E-8-F03-9-A7-F2-B816-D94.jpg]](https://i.ibb.co/ngXgV99/5-DDE2-CB9-C7-B3-4-F2-E-8-F03-9-A7-F2-B816-D94.jpg)
Where is DBS?
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
31-01-2023, 09:21 AM
(31-01-2023, 04:22 AM)sogo Wrote: Seems like many sinkies are suar ku. I got cimb account since year 2011 and dun have any issues
I have also put into CIMB,SCB and BOC for donkey.
years. No issue at all.
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
31-01-2023, 09:22 AM
Dont laugh at Jac.
Put his main fund into Con Ppl Fund.
Still got to make appointment.
Put his main fund into Con Ppl Fund.
Still got to make appointment.
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind"
31-01-2023, 10:57 AM
(31-01-2023, 09:22 AM)RiseofAsia Wrote: Dont laugh at Jac.
Put his main fund into Con Ppl Fund.
Still got to make appointment.
https://www.cpf.gov.sg/member/growing-your-savings/earning-higher-returns/earning-attractive-interest#:~:text=Retirement%20Account%20interest%20rate&text=3.47%25%20for%20the%20period%20from%20November%202021%20to%20October%202022.,-5&text=5-,To%20help%20CPF%20members%20grow%20their%20savings%2C%20the%20Government%20will,savings%20until%2031%20December%202023.
I don't laugh at Jac la
31-01-2023, 11:20 AM
Sometimes I really think Singaporeans place no value on their time at all. I suppose the extra 0.xx% makes sense if you have a couple of million bucks lying around, but sometimes I hear people with $20k, $50k making their way all the way to a bank far away and jumping onto queues for hours just to get better interest that translates to less than $100 extra a year.
Is it really worth it? Public transport alone would have shaved off $3- $4 not to mention half a day and sometimes even more wasted on something that is totally not productive. After the one year is up one still needs to remember to take action and perform all the customary withdrawal and account closure in search of the next bank with a higher interest rate. It’s so much time and effort wasted for paltry amounts in the end.
Is it really worth it? Public transport alone would have shaved off $3- $4 not to mention half a day and sometimes even more wasted on something that is totally not productive. After the one year is up one still needs to remember to take action and perform all the customary withdrawal and account closure in search of the next bank with a higher interest rate. It’s so much time and effort wasted for paltry amounts in the end.
31-01-2023, 11:31 AM
(31-01-2023, 11:20 AM)maxsanic Wrote: Sometimes I really think Singaporeans place no value on their time at all. I suppose the extra 0.xx% makes sense if you have a couple of million bucks lying around, but sometimes I hear people with $20k, $50k making their way all the way to a bank far away and jumping onto queues for hours just to get better interest that translates to less than $100 extra a year.
Is it really worth it? Public transport alone would have shaved off $3- $4 not to mention half a day and sometimes even more wasted on something that is totally not productive. After the one year is up one still needs to remember to take action and perform all the customary withdrawal and account closure in search of the next bank with a higher interest rate. It’s so much time and effort wasted for paltry amounts in the end.
Exactly. That day I saw like that I jitao run Liao. Waste time for Abit extra Nia.
![[Image: IMG20230127152429.jpg]](https://i.ibb.co/brFJCRW/IMG20230127152429.jpg)
31-01-2023, 11:34 AM
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