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(08-12-2023, 08:56 AM)lvlrsSTI Wrote: So low? I just PLACED an FD for 12 months at 5.05%
The highest I ever got was the 4.4% and 4.19% for 6 months T bills as mentioned by bro Fit earlier
Are you sure you got 5.05 from local banks? I thot the rate should be around 3.5% to 3.6% max
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(08-12-2023, 01:57 PM)p1acebo Wrote: The highest I ever got was the 4.4% and 4.19% for 6 months T bills as mentioned by bro Fit earlier

Are you sure you got 5.05 from local banks? I thot the rate should be around 3.5% to 3.6% max
True, quite impossible to get FD at 5.05% even for 2 years.
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(08-12-2023, 09:31 AM)singaporean1964 Wrote: WAT FOR WASTE TIME ON THIS
buy ocbc bank stock
the divident yeild is 6%
wat for go for a measly 3.2%
Local bank stock in SGX 100 shares is a lot of capital leh. Talk until so easy like that.
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(08-12-2023, 01:57 PM)p1acebo Wrote: The highest I ever got was the 4.4% and 4.19% for 6 months T bills as mentioned by bro Fit earlier

Are you sure you got 5.05 from local banks? I thot the rate should be around 3.5% to 3.6% max
Usually some have bundle promotion like say you must put some into investment or insurance etc then the FD they offer you good rates. Readers in forum don't share all info.
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(08-12-2023, 05:05 PM)sgh Wrote: Local bank stock in SGX 100 shares is a lot of capital leh. Talk until so easy like that.
pple who trying to buy t bills usually have 100k to 300k
so instead of buying t bills
just buy 10 to 15lots of ocbc bank and get 5 to 6 % dividend yeild
https://financialhorse.com/ocbc-bank-pay...al%20banks.
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(08-12-2023, 01:57 PM)p1acebo Wrote: The highest I ever got was the 4.4% and 4.19% for 6 months T bills as mentioned by bro Fit earlier

Are you sure you got 5.05 from local banks? I thot the rate should be around 3.5% to 3.6% max
Obviously not local banks
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Can’t get 100% allotment
Wait for another bid
Answer not a fool according to his folly, lest you also be like him" (Proverbs 26:4)
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Aiya you don't know meh OCBC share price can one day drop 10 % DBS two days drop 30% and UOB kena slap 15 % ?.....
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(08-12-2023, 07:19 PM)ysh02 Wrote: Aiya you don't know meh OCBC share price can one day drop 10 % DBS two days drop 30% and UOB kena slap 15 % ?.....
THE WEEKLYIS FOR OCBC IS UP
BEFORE U BUY
LOOK AT THE DAILY CHARTS
WAIT FOR THE CHART TO DROP 50CT OR 1$
EG RECENTLY IT WAS AT 13.15
NOW AT 12.50-60
SO NOW MAYBE CAN BUY
SINCE U ARE HOLDING 1 YR FOR THE DIVIDEND..IT DONT MATTER SO MUCH
MANY BIG FUNDS LIKE TO BUY BANKS
SO WONT DROP ALOT..
AT THE END
U MAY BE GET THE 6% AND MAYBE EVEN CAPITAL GAIN...SO WILL BE MORE THAN 6%
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(08-12-2023, 05:18 PM)singaporean1964 Wrote: pple who trying to buy t bills usually have 100k to 300k
so instead of buying t bills
just buy 10 to 15lots of ocbc bank and get 5 to 6 % dividend yeild
May I know where you get info ppl buy TBill with 200k to 300k ?
For dividends I prefer REIT I accumulated past few months now run up again so I stop. Some I can get 6-8% dividend yield and my capital much lower than local bank stock.
(This post was last modified: 10-12-2023, 11:35 PM by
sgh.)
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(10-12-2023, 11:35 PM)sgh Wrote: May I know where you get info ppl buy TBill with 200k to 300k ?
For dividends I prefer REIT I accumulated past few months now run up again so I stop. Some I can get 6-8% dividend yield and my capital much lower than local bank stock.
i am guessing
if u have only 1 or 2 thousand dollars
and buy t bills
its like wasting time
u only get a few dollars
reit high diviend
but the stock price cn drop alot if time is not correct
banks if u semi poor
u can buy 100shares mah
at least the banks dont crash so much
reits can ven go bust if u are unlucky
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(08-12-2023, 06:34 PM)Lukongsimi Wrote: Can’t get 100% allotment
Wait for another bid
95% also not bad. I never put NC.
Skali one day all the low ballers come in large amounts and bid 1.5% and below then how?
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