[p1acebo]

It is very clear cut.

RA is a 4% plus interest account, similar to FD or T Bill principle assured saving investment. For growing your funds with 99.99999% safe investment.
Straight forward scheme. 

CPFlife is a type of insurance annuity plan that guarantee monthly payout to policy holders for life.
The amount you transferred into CPFlife at age 65 or 70 years old will determine your monthly payout value.
The higher you put in, the higher monthly payout you get for life.
The payouts $ to policyholder is from the pool collected from RA funds transferred into CPFlife. 

CPFlife is not a investment for higher interest %, because itself guarantees policyholder a fix monthly payout for lifetime, irregardless of the market condition. 

If you can find a Insurance annuity plan that offer the same condition payout for lifetime, please update over here.🤣
I will be very interested too...🤭

Now you know why TKL keep on topping his CPF account by cash...🤣

Alamak the other thread got deleted by the original thread starter.  

Must remind myself next time to check who is the thread starter (TS) in order to not spend so much time and effort elaborating only for the thread to be deleted by TS