[[[ForeverAlone]]]

Exactly, the financial numbers have got to stack up. One doesn't get rich by trying to exploit CDC vouchers or HDB grants...

I don't deny that there might be a few HNWI goof balls who try to get every last penny out of some psychological need to "cheat" the government, but those are surely not mainstream to be considered on a policy level.

we average Joe , or poor try to “ cheat “ benefits are small but if rich try to “ cheat “ is piling up amount is small but I mean there are two outcome summary as mention Rich getting richer is hard truths not just sg alone , every countries too